St. Charles County property record for 1045 Pine Brook Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,525 sqft · built 1997 |
| Lot Size | 0.369 acres (16,117 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $278,000 (Aug 2020) |
| Tax Bill | $3,695 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A983000645 |
| Primary APN | A983000645 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,525 sqft Living Area |
| 1st Floor Area | 1,525 sqft |
| Basement Area | 1,452 sqft |
| Finished Basement | 1,350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 16,117 sqft (0.369 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 72 sqft |
| Patio Area | 486 sqft |
| Sewer | Connected |
|---|
| Account Number | A983000645 |
|---|---|
| Old Parcel Number | A983000645 |
| Street Address | 1045 PINE BROOK CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | REDDINGTON OAKS #3 LOT 15 |
| Legal Range | 04E |
| Legal Township | 46N |
| Legal Subdivision | REDDINGTON OAKS #3 |
| Legal Lot Number | 15 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 311150 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Mailing Address | 1045 PINE BROOK CT, SAINT CHARLES, MO 63304-5049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on Record |
| Deed Sale | Aug 13, 2020 · Amount on Record |
| Prior Sale | Aug 23, 2012 · Amount on Record |
| Deed Document Number | 0007371992 |
| Deed Book / Page | 7371 / 992 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 13, 2020 |
| Property Address | 1045 PINE BROOK CT, SAINT CHARLES, MO 63304-5049 |
| Document Number | 0073710992 |
| Book / Page | 7371 / 992 |
| Map Reference | MB 37 PG 187 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 20200813000582570 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | SELECT TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 PINE BROOK CT, SAINT CHARLES, MO 63304-5049 |
| Document Number | 20200813000582580 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 20200813000582580 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,695.00 (+24.7%) | $62,255 (+9.77%) | $327,660 (+9.77%) Land $70,000 Building $257,660 |
| 2023 | $56,715 (+23.22%) | ||
| 2022 | $2,963.00 | $46,029 | $298,502 (+23.22%) Land $55,000 Building $243,502 |
| 2021 | $242,260 Land $45,000 Building $197,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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