1045 Pepper Dr, El Cajon, CA 92021 Property Records

San Diego County property record for 1045 Pepper Dr, El Cajon, CA 92021

Property Summary

Property TypeResidential Vacant Land
Details3 bd · 1 ba · built 1943
Lot Size0.56 acres (24,394 sqft)
OwnerCompany Name on File
Last Sale$8,150,000 (Nov 2019)
Tax Bill$4,520 (2025)
Deeds & MortgagesNov 2019 Sale
Flood ZoneZone X (minimal risk)
APN388-203-22-00

Property Details

APN / Parcel Number

Primary APN388-203-22-00

Interior

Bedrooms3 Beds
Full Baths1 Bath

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Lot Area24,394 sqft (0.56 acres)
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address1045 PEPPER DR
CityEL CAJON
StateCA
Zip92021-1206
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRS-6
Legal DescriptionPAR A 0.56 AC M/L IN TR PM16662
Legal SubdivisionSOMMERMONT PLACE
Legal Tract1016662
Legal Block4
Legal Lot Number10
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group4
Census Block4006
Census Tract16502

Owner

1045 Pepper Dr, residential vacant land, is owned by a company that bought it in November 2019.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address1012 E BRADLEY AVE, EL CAJON, CA 92021-1231
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 8, 2019 · Amount on File
Deed SaleNov 8, 2019 · Amount on File
Deed Document Number2019515805
Record UpdatedOct 29, 2026

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 8, 2019
Property Address1045 PEPPER DR, EL CAJON, CA 92021-1206
Document Number0000515805
Map ReferenceDOC 91-542534
Instrument DateNov 4, 2019
Instrument2019-0515805
Transaction TypeTransfer
Record UpdatedAug 23, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 BEARDSLEY ST, SAN DIEGO, CA 92113-2103

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Pepper Dr was $4,520.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$390,429 (+2%) Land $390,429
2025$4,520.00$382,774 Land $382,774
2023$4,335.00 (+0.63%)$367,911 Land $367,911
2022$4,308.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 Pepper Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1981–2016)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Pepper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, Verizon, Wyyerd Connect.

Nearby Properties on Pepper Dr

Nearby Streets

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