1045 Penn St, Reading, PA 19601 Property Records

Berks County property record for 1045 Penn St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	7 bd · 4.5 ba · 4,514 sqft · built 1890
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$121,000 (Apr 2022)
Tax Bill	$1,747 (2026)
Deeds & Mortgages	Apr 2022 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-77-10-0300`

Property Details

APN / Parcel Number

Primary APN	`5317-77-10-0300`
Alternative APNs	`08-5317-77-10-0300` `8585655` `585655`

Interior

Bedrooms	7 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	3 Stories
Building Area	4,514 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8585655
Street Address	1045 PENN ST
City	READING
State	PA
Zip	19601-3703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1004
Census Tract	1900

Owner

Source: Berks County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 PENN ST, READING, PA 19601-3703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Intrafamily Transfer, Transfer
Oct 14, 2020	Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 26, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on Record
Deed Sale	Apr 8, 2022 · Amount on Record
Prior Sale	Oct 14, 2020 · Amount on Record
Deed Document Number	202214863
Prior Transfer Date	Apr 6, 2022
Prior Transfer Doc	0000014863
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Apr 8, 2022
Property Address	1045 PENN ST, READING, PA 19601-3703
Document Number	0000014863
Instrument Date	Apr 6, 2022
Instrument	2022014863
Transaction Type	Transfer
Record Updated	Dec 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1045 PENN ST, READING, PA 19601-3703

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERKS PA
Recording Date	Oct 14, 2020
Property Address	1045 PENN ST, READING, PA 19601-3703
Document Number	0000037710
Instrument Date	Jul 7, 2020
Instrument	2020037710
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3630 PEACHTREE RD NE STE 1500, 3630, ATLANTA, GA 30326-1598

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1045 PENN ST, READING, PA 19601-3703

Mortgage

Document Number	0000037712
Date	Oct 14, 2020
Instrument	2020037712

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERKS PA
Recording Date	Apr 26, 2019
Property Address	1045 PENN ST, READING, PA 19601-3703
Document Number	0000012815
Instrument Date	Apr 25, 2019
Instrument	12815
Transaction Type	Foreclosure
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13801 WIRELESS WAY OAKLAHOMA OK 13134, OAKLAHOMA, OK 13134

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,747.00 (+6.65%)	$61,900 (-) Land $24,700 Building $37,200	$24,700 (-60.1%) Land $24,700
2024	$1,638.00	$61,900 Land $24,700 Building $37,200
1994			$61,900 Land $24,700 Building $37,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 974 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Greenlight Networks, T-Mobile, Verizon.

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