1045 Parkwatch Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 1045 Parkwatch Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,255 sqft · built 1972
Lot Size	0.245 acres (10,681 sqft)
Owner	Individual Name on File
Last Sale	$265,600 (Oct 2019)
Tax Bill	$4,446 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21Q-51-0281`

Property Details

APN / Parcel Number

Primary APN	`21Q-51-0281`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,255 sqft Living Area
Gross Area	2,768 sqft
1st Floor Area	2,255 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,681 sqft (0.245 acres)
Lot Dimensions	97 ft deep x 85 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	513 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	15 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1045 PARKWATCH DR
City	BALLWIN
State	MO
Zip	63011-3641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOX CREEK ESTS PLAT 6 LOT 642
Legal Subdivision	FOX CREEK ESTS PLAT 6
Legal Lot Number	642
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	2
Census Block	2016
Census Tract	217702

Owner

1045 Parkwatch Dr is owned and occupied by an individual who bought it in October 2019.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1045 PARKWATCH DR, BALLWIN, MO 63011-3641
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Jun 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Oct 1, 2019	Quit Claim Deed, Mortgage · FHA Mortgage FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on File
Deed Sale	Oct 1, 2019 · Amount on File
Prior Sale	Jan 8, 2007 · Amount on File
Deed Document Number	2019705
Deed Book / Page	23720 / 5370
Prior Transfer Date	Sep 17, 2019
Prior Transfer Doc	02372005370
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1045 PARKWATCH DR, BALLWIN, MO 63011-3641
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0247985158
Date	Apr 14, 2021
Book Page	24798/5158
Instrument	2021041400716

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1045 PARKWATCH DR, BALLWIN, MO 63011-3641
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREEDOM TITLE LLC ST LOUIS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 PARKWATCH DR, BALLWIN, MO 63011-3641

Mortgage

Document Number	0240962254
Date	Jun 17, 2020
Book Page	24096/2254
Instrument	2020061700329

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

October 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Oct 1, 2019
Property Address	1045 PARKWATCH DR, BALLWIN, MO 63011-3641
Document Number	0237205370
Book / Page	023720 / 005370
Instrument Date	Sep 17, 2019
Instrument	705
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	FREEDOM TITLE, FREEDOM TITLE LLC-ST LOUIS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 PARKWATCH DR BALLWIN MO 630113641, BALLWIN, MO 63011-3641

Mortgage

Document Number	237205374
Date	Oct 1, 2019
Book Page	023720/005374
Instrument	706

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Parkwatch Dr was $4,446, up 2.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,440 (-) Land $40,390 Building $32,050	$381,300 (-) Land $212,600 Building $168,700
2025	$4,446.00 (+2.75%)	$72,440 Land $40,390 Building $32,050	$381,300 Land $212,600 Building $168,700
2024	$4,327.00 (-0.92%)
2023	$4,367.00 (+15.47%)	$66,620 (+25.18%) Land $21,550 Building $45,070	$350,600 Land $113,400 Building $237,200
2022	$3,782.00	$53,220 Land $21,550 Building $31,670
2021			$280,100 Land $113,400 Building $166,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 Parkwatch Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1980–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Parkwatch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: i3 Broadband.

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