1045 Park St, Hercules, CA 94547 Property Records

Contra Costa County property record for 1045 Park St, Hercules, CA 94547

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,845 sqft · built 2002
Lot Size	0.165 acres (7,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,295,000 (Aug 2023)
Tax Bill	$19,484 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Aug 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`404-480-055-7`

Property Details

APN / Parcel Number

Primary APN	`404-480-055-7`
Alternative APN	`404-480-055`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,845 sqft Living Area
1st Floor Area	1,465 sqft
2nd Floor Area	1,380 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2003
Architectural Style	Cluster
Lot Area	7,193 sqft (0.165 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1045 PARK ST
City	HERCULES
State	CA
Zip	94547-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8407 L55
Legal Subdivision	SUBDIVISION MAP 8407
Legal Tract	8407
Legal Lot Number	55
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1002
Census Tract	359105

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hercules Village listed 1980 · 40 contributing resources · NRIS 80000799

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 PARK ST, HERCULES, CA 94547-2724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Aug 4, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 15, 2021	Deed of Trust, Mortgage BANK OF AMERICA NA
Jul 24, 2017	Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA
Mar 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Document Number	202374744
Prior Transfer Date	May 2, 2013
Prior Transfer Doc	0000118046
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1045 PARK ST, HERCULES, CA 94547-2724
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 PARK ST, HERCULES, CA 94547-2724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010591
Date	Feb 3, 2026
Instrument	2026- 010591

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	6340 N CAMPBELL AVE STE 100, TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2056

Interest

Change Frequency	Monthly

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 4, 2023
Property Address	1045 PARK ST, HERCULES, CA 94547-2724
Document Number	0000074744
Map Reference	MB 437 PG 31
Instrument Date	Jul 26, 2023
Instrument	2023-074744
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1045 PARK ST, HERCULES, CA 94547-2724
Investor	Possibly a Property Investor

Mortgage

Document Number	0000074745
Date	Aug 4, 2023
Instrument	2023-074745

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1045 PARK ST, HERCULES, CA 94547-2724
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 PARK ST, HERCULES, CA 94547-2724

Mortgage

Document Number	0000240750
Date	Oct 16, 2020
Instrument	2020-240750

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1045 PARK ST, HERCULES, CA 94547-2724
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 PARK ST, HERCULES, CA 94547-2724

Mortgage

Document Number	0000199765
Date	Jul 15, 2021
Instrument	2021-199765

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1045 PARK ST, HERCULES, CA 94547-2724
Document Number	0000140998
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 PARK ST HERCULES CA 945472724, HERCULES, CA 94547-2724

Mortgage

Document Number	0000140998
Date	Aug 7, 2017
Instrument	140998

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1045 PARK ST, HERCULES, CA 94547-2724
Document Number	0000055745
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 PARK ST HERCULES CA 945472724, HERCULES, CA 94547-2724

Mortgage

Document Number	0000055745
Date	Mar 31, 2017
Instrument	55745

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Hercules City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,347,318 (+2%) Land $671,058 Building $676,260
2025	$19,484.00 (+57.71%)	$1,320,900 (+66.44%) Land $657,900 Building $663,000
2023	$12,354.00 (+1.44%) Homeowner's exemption	$793,642 Land $244,997 Building $548,645
2022	$12,179.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sonic Telecom, Unwired.

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