St. Johns County property record for 1045 Oxford Dr, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,166 sqft · built 2005 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $469,000 (Jan 2025) |
| Tax Bill | $5,861 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 089283-0580 |
| Primary APN | 089283-0580 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,166 sqft Living Area |
| Gross Area | 2,784 sqft |
| 1st Floor Area | 1,486 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 514 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Glass Porch |
| Porch Area | 24 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1045 OXFORD DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 41/30-37 OXFORD AT ROYAL ST AUGUSTINE GOLF & COUNTRY CLUB LOT 58 OR6083/484 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 11 |
| Legal Subdivision | OXFORD AT ROYAL ST. AUGUSTINE GOLF & COU |
| Legal Block | 3 |
| Legal Lot Number | 58 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21002 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 1045 OXFORD DR, SAINT AUGUSTINE, FL 32084-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jan 14, 2020 | Warranty Deed, Transfer · VA Mortgage CENTERSTATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2025 · Amount on Record |
| Deed Sale | Jan 13, 2025 · Amount on Record |
| Prior Sale | Jan 14, 2020 · Amount on Record |
| Deed Document Number | 20252767 |
| Deed Book / Page | 6083 / 484 |
| Prior Transfer Date | Feb 7, 2011 |
| Prior Transfer Doc | 0034060818 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1045 OXFORD DR, SAINT AUGUSTINE, FL 32084-1828 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | ALL FLORIDA TITLE |
| Name | Verified Name |
|---|---|
| Address | 1045 OXFORD DR, SAINT AUGUSTINE, FL 32084-1828 |
| Document Number | 0054091275 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 5409/1275 |
| Instrument | 2021119134 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 14, 2020 |
| Property Address | 1045 OXFORD DR, SAINT AUGUSTINE, FL 32084-1828 |
| Document Number | 0048650444 |
| Book / Page | 4865 / 0444 |
| Map Reference | MB 41 PG 30-37 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 2020002915 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 508 HIBISCUS DR, 508, TEMPLE TERRACE, FL 33617-3719 |
| Name | Verified Name |
|---|---|
| Address | 1045 OXFORD DR, SAINT AUGUSTINE, FL 32084-1828 |
| Document Number | 48650446 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 4865/0446 |
| Name | CENTERSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,172 (-0.36%) Land $105,000 Building $302,172 | $407,172 (-0.36%) Land $105,000 Building $302,172 | |
| 2025 | $5,861.00 (+55.26%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $408,644 (+31.94%) | $408,644 (+1.78%) Land $105,000 Building $303,644 |
| 2024 | $3,775.00 (+2%) | ||
| 2023 | $3,701.00 (+2.92%) Homeowner's exemption | $309,711 (+3%) | $401,503 (+5.7%) Land $98,000 Building $303,503 |
| 2022 | $3,596.00 Homeowner's exemption | $300,690 | $379,856 Land $89,600 Building $290,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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