1045 Owens Rd, Greer, SC 29651 Property Records

Greenville County property record for 1045 Owens Rd, Greer, SC 29651

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,947 sqft · built 2003
Lot Size	2.61 acres (113,692 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Apr 2018)
Tax Bill	$3,035 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit Feb 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T021.00-01-001.20`

Property Details

APN / Parcel Number

Primary APN	`T021.00-01-001.20`
Alternative APNs	`202200002555188001` `202300002652888001` `202400002750188001` `202500002693588001`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,947 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	113,692 sqft (2.61 acres)

Location & Zoning

Account Number	202500002693588001
Street Address	1045 OWENS RD
City	GREER
State	SC
Zip	29651-5526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MAP T021.00
Legal Subdivision	MURRELL MARVIN B & PATRICIA L
Legal Block	01
Legal Lot Number	001.20
Jurisdiction	GREENVILLE SC
Township / Civil Division	GREER
Census Block Group	2
Census Block	2026
Census Tract	2506

Owner

1045 Owens Rd is owned and occupied by two individuals who acquired it in August 2019.

Source: Greenville County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1045 OWENS RD, GREER, SC 29651-5526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Feb 12, 2019	Deed of Trust, Mortgage · Line of Credit SC TELCO FEDERAL CU
Aug 13, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Apr 27, 2018	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2018 · Amount on File
Deed Sale	Apr 27, 2018 · Amount on File
Deed Document Number	201830878
Deed Book / Page	2537 / 857
Last Transfer Date	Aug 2, 2019
Transfer Doc	2573/0404
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	1045 OWENS RD, GREER, SC 29651-5526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5379/1876
Date	Feb 22, 2017
Book Page	5379/1876
Instrument	2017014740

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	GREER, SC 29651

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 15, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	1045 OWENS RD, GREER, SC 29651-5526
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5467/3086
Date	Feb 12, 2019
Book Page	5467/3086
Instrument	2019010330

Lender

Name	SC TELCO FEDERAL CU
Type	Credit Union
Address	GREENVILLE, SC 29601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GREENVILLE SC
Recording Date	Aug 13, 2019
Property Address	1045 OWENS RD, GREER, SC 29651-5526
Document Number	02573/0404
Book / Page	2573 / 0404
Map Reference	MB 45-S PG 16
Instrument Date	Aug 2, 2019
Instrument	2019062106
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 OWENS RD, GREER, SC 29651-5526

Mortgage

Document Number	2019062107
Date	Aug 13, 2019
Instrument	2019062107

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENVILLE SC
Recording Date	Apr 27, 2018
Property Address	1045 OWENS RD, GREER, SC 29651-5526
Document Number	02537/0857
Book / Page	2537 / 0857
Map Reference	MB 45-S PG 16
Instrument Date	Apr 26, 2018
Instrument	2018030878
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,739.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 OWENS RD, GREER, SC 29651-5526

Mortgage

Document Number	2018030879
Date	Apr 27, 2018
Instrument	2018030879

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Owens Rd was $3,035, up 3.6% from the year before.

Source: Greenville County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenville County
Unified School District	Greenville County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,035.00 (+3.58%)	$20,500 (+15.04%) Land $4,460 Building $16,040	$600,020 (+34.67%)
2024	$2,930.00 (+2.63%)	$17,820 (-) Land $2,840 Building $14,980	$445,550 (-) Land $71,060 Building $374,490
2023	$2,855.00 (+4.58%)	$17,820 (-) Land $2,840 Building $14,980	$445,550 (-) Land $71,060 Building $374,490
2022	$2,730.00 Homeowner's exemption	$17,820 Land $2,840 Building $14,980	$445,550 Land $71,060 Building $374,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 Owens Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Owens Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFFS AT GLASSY THE private · serves 1,195 people · EPA ID SC2350023
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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