1045 Ontario St, Oxnard, CA 93035 Property Records

Ventura County property record for 1045 Ontario St, Oxnard, CA 93035

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,037 sqft · built 1956
Lot Size0.147 acres (6,405 sqft)
Owner2 Individual Names on Record
Last Sale$105,000 (May 2003)
Tax Bill$5,645 (2025)
Deeds & MortgagesAug 2018 Line of Credit
Flood ZoneZone X (moderate risk)
APN183-0-184-105

Property Details

APN / Parcel Number

Primary APN183-0-184-105

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,037 sqft Living Area
Gross Area982 sqft
1st Floor Area982 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area6,405 sqft (0.147 acres)
Lot Dimensions105 ft deep x 61 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area60 sqft

Location & Zoning

Street Address1045 ONTARIO ST
CityOXNARD
StateCA
Zip93035-1516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT: 2 REF: 021MR 045
Legal SubdivisionSEA AIR PARK
Legal Block184
Legal Lot Number2
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1014
Census Tract3608

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1045 ONTARIO ST, OXNARD, CA 93035-1516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 1, 2003 · Amount on Record
Deed SaleMay 1, 2003 · Amount on Record
Prior SaleOct 28, 1998 · Amount on Record
Deed Document Number2003145712
Last Transfer DateJul 25, 2007
Transfer Doc0000160243
Record UpdatedSep 20, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address1045 ONTARIO ST, OXNARD, CA 93035-1516
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000096374
DateAug 23, 2018
Instrument20180823-00096374
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$470,426 (+2%) Land $193,340 Building $277,086
2025$5,645.00 (+2.19%) Homeowner's exemption$461,202 (+4.04%) Land $189,549 Building $271,653
2024$5,524.00 (+3.82%)
2023$5,321.00 (+3.14%) Homeowner's exemption$443,294 Land $182,189 Building $261,105
2022$5,159.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people · EPA ID CA5610007
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

Nearby Properties on Ontario St

Nearby Streets

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