1045 Old Mill Way, Elverta, CA 95626 Property Records

Sacramento County property record for 1045 Old Mill Way, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1981
Lot Size	0.142 acres (6,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Sep 2018)
Tax Bill	$7,018 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`202-0242-006-0000`

Property Details

APN / Parcel Number

Primary APN	`202-0242-006-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,163 sqft (0.142 acres)
Parking Spaces	2 Parking Spaces
Pool Area	11,900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1045 OLD MILL WAY
City	ELVERTA
State	CA
Zip	95626-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-10
Legal Description	MILLDALE 02, LOT 89
Legal Subdivision	MILLDALE 02
Legal Lot Number	89
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1000
Census Tract	7207

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1528, LOOMIS, CA 95650-1528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Sep 12, 2025	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Oct 13, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 6, 2020	Deed of Trust, Mortgage · FHA Mortgage GUILD MTG
Sep 28, 2018	Grant Deed, Transfer · FHA Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Book / Page	20180928 / 1365
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1045 OLD MILL WAY, ELVERTA, CA 95626-9112
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 OLD MILL WAY, ELVERTA, CA 95626-9112

Mortgage

Document Number	0000000194
Date	Aug 29, 2022
Instrument	2022082900194

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Feb 1, 2050

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1045 OLD MILL WAY, ELVERTA, CA 95626-9112
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 OLD MILL WAY, ELVERTA, CA 95626-9112

Mortgage

Document Number	0000000153
Date	Sep 12, 2025
Instrument	202509120153

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92186

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1045 OLD MILL WAY, ELVERTA, CA 95626-9112
Document Number	2011090253
Instrument Date	Oct 13, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 OLD MILL WAY ELVERTA CA 956269112, ELVERTA, CA 95626-9112

Mortgage

Document Number	2011090253
Date	Nov 9, 2020
Instrument	2011090253

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1045 OLD MILL WAY, ELVERTA, CA 95626-9112
Document Number	2001130698
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	TICOR TITLE COMPANY/CA SAN DIEGO, TICOR TITLE CO/CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 OLD MILL WAY ELVERTA CA 956269112, ELVERTA, CA 95626-9112

Mortgage

Document Number	2001130698
Date	Jan 13, 2020
Instrument	2001130698

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 12, 2050

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 28, 2018
Property Address	1045 OLD MILL WAY, ELVERTA, CA 95626-9112
Document Number	1809281365
Instrument Date	Sep 25, 2018
Instrument	1809281365
Transaction Type	Transfer
Record Updated	Oct 11, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1528 LOOMIS CA 956501528, LOOMIS, CA 95650-1528

Mortgage

Document Number	1809281366
Date	Sep 28, 2018
Instrument	1809281366

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$341,342 (+2%) Land $73,955 Building $267,387
2025	$7,018.00 (+1.86%) Homeowner's exemption	$334,650 (+4.04%) Land $72,505 Building $262,145
2024	$6,890.00 (+30.86%)
2023	$5,265.00 (+0.59%) Homeowner's exemption	$321,657 Land $69,691 Building $251,966
2022	$5,234.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIO LINDA/ELVERTA COMMUNITY WATER DIST serves 15,460 people · EPA ID CA3410018
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Succeed.Net, unWired Broadband, Verizon.

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