1045 Oaktree Dr, San Jose, CA 95129 Property Records

Santa Clara County property record for 1045 Oaktree Dr, San Jose, CA 95129

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,156 sqft · built 1964
Lot Size0.14 acres (6,077 sqft)
Owner2 Trust Names on File
Last Sale$1,210,000 (Jul 2012)
Tax Bill$19,220 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Dec 2020 Mortgage
Flood ZoneZone D (undetermined)
APN378-04-010

Property Details

APN / Parcel Number

Primary APN378-04-010

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,156 sqft Living Area
1st Floor Area1,056 sqft
2nd Floor Area1,100 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,077 sqft (0.14 acres)
Lot Dimensions59 ft deep x 103 ft wide
Garage Area483 sqft
Parking Spaces2 Parking Spaces
Pool Area2,200 sqft
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address1045 OAKTREE DR
CitySAN JOSE
StateCA
Zip95129-3145
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-8
Legal DescriptionTRACT 3457 LIVEOAK BOOK 161 PAGE 1 LOT 31
Legal SubdivisionLIVEOAK
Legal Tract3457
Legal Lot Number31
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1005
Census Tract507904

Owner

1045 Oaktree Dr is owner-occupied and held in a trust since April 2024.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Trust Names on File
Mailing Address1045 OAKTREE DR, SAN JOSE, CA 95129-3145
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2021Deed of Trust, Mortgage · Line of Credit
STAR ONE CU
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
STAR ONE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2012 · Amount on File
Deed SaleJul 31, 2012 · Amount on File
Deed Document Number201221768566
Last Transfer DateApr 27, 2024
Transfer Doc0025638480
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1045 OAKTREE DR, SAN JOSE, CA 95129-3145
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 OAKTREE DR, SAN JOSE, CA 95129-3145

Mortgage

Document Number0025093366
DateSep 9, 2021
Instrument25093366
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 14, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address1045 OAKTREE DR, SAN JOSE, CA 95129-3145
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 OAKTREE DR, SAN JOSE, CA 95129-3145

Mortgage

Document Number0024756776
DateDec 21, 2020
Instrument24756776
Lender
NameSTAR ONE CU
TypeCredit Union
AddressSUNNYVALE, CA 94088
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Oaktree Dr was $19,220 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,519,815 (+2%) Land $1,215,855 Building $303,960
2025$19,220.00 Homeowner's exemption$1,490,015 Land $1,192,015 Building $298,000
2023$18,550.00 (+0.61%)$1,432,158 Land $1,145,729 Building $286,429
2022$18,438.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1045 Oaktree Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1045 Oaktree Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60

May also be available: GeoLinks, Sail Internet, T-Mobile.

Nearby Properties on Oaktree Dr

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