Mitchell County property record for 1045 Oak Ave, Spruce Pine, NC 28777
| Property Type | Vehicle Sales & Rentals |
|---|---|
| Details | 5,000 sqft · built 2007 |
| Lot Size | 0.71 acres (30,928 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,582 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0890-14-43-4536 |
| Primary APN | 0890-14-43-4536 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,000 sqft Total Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 30,928 sqft (0.71 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 555554638 |
|---|---|
| Street Address | 1045 OAK AVE |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-2833 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Vehicle Sales & Rentals |
| Legal Description | OAK AVENUE |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 950300 |
1045 Oak Ave, a commercial property, is owned by a company that acquired it in December 2006.
Source: Mitchell County records, as of September 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1045 OAK AVE, SPRUCE PINE, NC 28777-2833 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 12, 2006 |
| Transfer Doc | 450/407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 1045 OAK AVE, SPRUCE PINE, NC 28777-2833 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Name | Verified Name |
|---|---|
| Address | 1045 OAK AVE, SPRUCE PINE, NC 28777-2833 |
| Document Number | 000637/364 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 637/364 |
| Instrument | 2021002860 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | PHOENIX, AZ 85029 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1045 Oak Ave was $1,582.
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Municipality | Spruce Pine Town |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,582.00 | $282,500 (-) Land $85,000 Building $197,500 | |
| 2025 | $1,582.00 | $282,500 Land $85,000 Building $197,500 | |
| 2023 | $1,582.00 | $282,500 Land $85,000 Building $197,500 | $282,500 Land $85,000 Building $197,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 Oak Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Oak Ave is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SPRUCE PINE serves 5,661 people · EPA ID NC0161010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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