1045 Oak Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 1045 Oak Ave, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,243 sqft · built 1944
Lot Size0.108 acres (4,748 sqft)
OwnerIndividual Name on Record
Last Sale$290,000 (Jul 2022)
Tax Bill$6,176 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN592-0006-0170-00

Property Details

APN / Parcel Number

Primary APN592-0006-0170-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,243 sqft Living Area
1st Floor Area840 sqft
AtticAttic
Attic Area403 sqft
Basement Area840 sqft

Exterior

Year BuiltBuilt 1944
Architectural StyleConventional
Exterior MaterialBrick
Lot Area4,748 sqft (0.108 acres)
Lot Dimensions101 ft deep x 50 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1045 OAK AVE
CityCINCINNATI
StateOH
Zip45215-2723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAK ST 50 X 101.19 IRR PTS LOTS 41 & 42 ALMONTE SUB
Legal SubdivisionALMONTE SUB
Legal Lot Number41 42
JurisdictionHAMILTON OH
Township / Civil DivisionWYOMING
Census Block Group1
Census Block1001
Census Tract22602

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1045 OAK AVE, CINCINNATI, OH 45215-2723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2022Survivorship Deed, Transfer · Conventional Mortgage
CINFED CU
Sep 12, 2019Warranty Deed, Transfer · Conventional with PMI
PRIME LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2022 · Amount on Record
Deed SaleJul 1, 2022 · Amount on Record
Prior SaleSep 12, 2019 · Amount on Record
Deed Document Number0000065235
Deed Book / Page14700 / 2438
Record UpdatedJun 8, 2026

July 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHAMILTON OH
Recording DateJul 1, 2022
Property Address1045 OAK AVE, CINCINNATI, OH 45215-2723
Document Number0000065235
Book / Page14700 / 2438
Map ReferenceMB 9 PG 13
Instrument DateJun 30, 2022
Instrument2022-0065235
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyPROTITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1045 OAK AVE, CINCINNATI, OH 45215-2723

Mortgage

Document Number0000065236
DateJul 1, 2022
Instrument2022-0065236
Lender
NameCINFED CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2052

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 12, 2019
Property Address1045 OAK AVE, CINCINNATI, OH 45215-2723
Document Number0000077705
Book / Page014000 / 000419
Instrument DateSep 9, 2019
Instrument77705
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1045 OAK AVE CINCINNATI OH 452152723, CINCINNATI, OH 45215-2723

Mortgage

Document Number77706
DateSep 12, 2019
Book Page014000/000421
Instrument77706
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 11, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityWyoming City
Unified School DistrictWyoming City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,176.00 (+2.44%)$101,500 (-) Land $14,875 Building $86,625
2024$6,029.00 (+8.45%)$101,500 (-) Land $14,875 Building $86,625
2023$5,559.00 (+32.11%)$101,500 (+63.38%) Land $14,875 Building $86,625$290,000 (+63.38%) Land $42,500 Building $247,500
2022$4,208.00 Homeowner's exemption$62,126 Land $10,700 Building $51,426
2020$177,500 Land $30,570 Building $146,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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