1045 Norman Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 1045 Norman Ave, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,709 sqft · built 1962
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Last Sale$269,000 (Mar 2025)
Tax Bill$2,871 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Apr 2020 Sale
Flood ZoneZone X (minimal risk)
APN50-032-20-017-00

Property Details

APN / Parcel Number

Primary APN50-032-20-017-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,709 sqft Living Area
Gross Area2,249 sqft
1st Floor Area1,709 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions110 ft deep x 102 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address1045 NORMAN AVE
CityASHTABULA
StateOH
Zip44004-2518
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 OAKWOOD ALLOT
Legal SubdivisionOAKWOOD ALLOT
Legal Lot Number2
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group3
Census Block3006
Census Tract602

Owner

1045 Norman Ave is owned and occupied by an individual who bought it in March 2025.

Source: Ashtabula County records, as of July 17, 2026

Owner of RecordIndividual Name on File
Mailing Address1045 NORMAN AVE, ASHTABULA, OH 44004-2518
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Line of Credit
THE ANDOVER BANK
Apr 14, 2020Grant Deed, Transfer
LANDCASTLE TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2025 · Amount on File
Deed SaleMar 7, 2025 · Amount on File
Prior SaleApr 14, 2020 · Amount on File
Deed Document Number20251904
Deed Book / Page838 / 143
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address1045 NORMAN AVE, ASHTABULA, OH 44004-2518
Transaction TypeMortgage
Record UpdatedNov 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009020
DateOct 2, 2023
Book Page805/389
Instrument2023-00009020
Lender
NameTHE ANDOVER BANK
TypeBank
AddressASHTABULA, OH 44005
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 15, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionASHTABULA OH
Recording DateApr 14, 2020
Property Address1045 NORMAN AVE, ASHTABULA, OH 44004-2518
Document Number0000003390
Book / Page000706 / 000763
Instrument DateMar 24, 2020
Instrument3390
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyLANDCASTLE TITLE LLC

Transaction

AmountAmount on Record
Tax$261.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 NORMAN AVE ASHTABULA OH 440042518, ASHTABULA, OH 44004-2518

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Norman Ave was $2,871.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
MunicipalityAshtabula City
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,871.00$33,040 Land $8,470 Building $24,570$94,400 Land $24,200 Building $70,200
2023$1,678.00 (+19.77%) Homeowner's exemption$33,040 (+37.38%) Land $8,470 Building $24,570$94,400 Land $24,200 Building $70,200
2022$1,401.00 Homeowner's exemption$24,050 Land $6,510 Building $17,540
2020$68,700 Land $18,600 Building $50,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1045 Norman Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Norman Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA OHIO - ASHTABULA
private · serves 32,342 people · EPA ID OH0400711
Water SourceSurface water
Last State InspectionJun 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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