1045 N Webster St, Red Cloud, NE 68970 Property Records

Webster County property record for 1045 N Webster St, Red Cloud, NE 68970

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,324 sqft · built 1880
Lot Size	0.398 acres (17,350 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Jun 2026)
Tax Bill	$884 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Jun 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000132300`

Property Details

APN / Parcel Number

Primary APN	`000132300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
1st Floor Area	1,324 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,350 sqft (0.398 acres)
Lot Dimensions	142 ft deep x 125 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1045 N WEBSTER ST
City	RED CLOUD
State	NE
Zip	68970-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOTS 1-5 BLOCK 20, LESS R.O.W. SMITH & MOORES ADDITION RED CLOUD
Legal Range	11
Legal Township	02
Legal Section	00
Legal Subdivision	SMITH & MOORES ADD
Legal Block	20
Legal Lot Number	1-5
Jurisdiction	WEBSTER NE
Township / Civil Division	5
Census Block Group	2
Census Block	2017
Census Tract	965100

Owner

Source: Webster County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1045 N WEBSTER ST, RED CLOUD, NE 68970-2129
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Warranty Deed, Transfer · Line of Credit HERITAGE BANK
Jun 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE SOUTHEAST BANK
Oct 22, 2025	Warranty Deed, Transfer
Apr 13, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage ESTATE OF BRADLEY J WESTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on Record
Deed Sale	Jun 1, 2026 · Amount on Record
Prior Sale	Apr 13, 2020 · Amount on Record
Deed Book / Page	2026 / 1353
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Jun 1, 2026
Property Address	1045 N WEBSTER ST, RED CLOUD, NE 68970-2129
Document Number	2026001353
Book / Page	2026 / 1353
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,372.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	2026001354,
Date	Jun 1, 2026
Book Page	2026/1354

Lender

Name	HERITAGE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER NE
Property Address	1045 N WEBSTER ST, RED CLOUD, NE 68970-2129
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 W 4TH AVE, RED CLOUD, NE 68970-2433

Mortgage

Document Number	02024/1191
Date	Jun 24, 2024
Book Page	2024/1191

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	RED CLOUD, NE 68970

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Oct 22, 2025
Property Address	1045 N WEBSTER ST, RED CLOUD, NE 68970-2129
Document Number	02025/2404
Book / Page	2025 / 2404
Instrument Date	Aug 14, 2025
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEBSTER NE
Recording Date	Apr 13, 2020
Property Address	1045 N WEBSTER ST, RED CLOUD, NE 68970-2129
Document Number	002020/976
Book / Page	2020 / 976
Instrument Date	Apr 4, 2020
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0020200977
Date	Apr 13, 2020
Instrument	2020/0977

Lender

Name	ESTATE OF BRADLEY J WESTON
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Dec 1, 2020

Tax Assessment & Valuation

Source: Webster County assessment roll, as of March 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Webster County
Municipality	Red Cloud City
Unified School District	Red Cloud Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,330 (+23.92%) Land $3,210 Building $93,120	$96,330 (+23.92%) Land $3,210 Building $93,120
2025	$884.00	$77,735 (-0.97%) Land $3,210 Building $74,525	$77,735 (-0.97%) Land $3,210 Building $74,525
2024	Homeowner's exemption	$78,500 (+4.98%) Land $2,735 Building $75,765	$78,500 (+4.98%) Land $2,735 Building $75,765
2023	Homeowner's exemption	$74,775 Land $2,735 Building $72,040	$74,775 Land $2,735 Building $72,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RED CLOUD serves 991 people · EPA ID NE3118301
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Plains Communications Fiber	2,000 / 2,000
Vyve Broadband Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Viaero Wireless.

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