Sangamon County property record for 1045 N Osburn Ave, Springfield, IL 62702
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.146 acres (6,393 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $119,900 (Jun 2026) |
| Tax Bill | $2,010 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2024 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-28.0-130-018 |
| Primary APN | 14-28.0-130-018 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,393 sqft (0.146 acres) |
|---|
| Account Number | 14280130018 |
|---|---|
| Street Address | 1045 N OSBURN AVE |
| City | SPRINGFIELD |
| State | IL |
| Zip | 62702-2419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S1/2 L 2 B 3 FRANK OSBORNS ADDN |
| Legal Subdivision | FRANK OSBORNS ADD |
| Jurisdiction | SANGAMON IL |
| Township / Civil Division | CAPITAL |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 300 |
Source: Sangamon County records, as of July 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Jan 24, 2024 | Deed of Trust, Mortgage HUD |
| Jun 9, 2026 | Warranty Deed, Transfer · FHA Mortgage HMA MORTGAGE |
| Jun 9, 2026 | Warranty Deed, Transfer · FHA Mortgage HMA MORTGAGE |
| Jan 21, 2026 | Foreclosure Foreclosure Auction |
| Mar 16, 2016 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2026 · Amount on Record |
| Deed Sale | Jun 9, 2026 · Amount on Record |
| Prior Sale | Jan 21, 2026 · Amount on Record |
| Deed Document Number | 202610079 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021R31913 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021R31913 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Dec 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANGAMON IL |
| Property Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2024R01160 |
|---|---|
| Date | Jan 24, 2024 |
| Instrument | 2024R01160 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 480 Months |
| Due | Feb 1, 2064 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jun 9, 2026 |
| Property Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Document Number | 0000010079 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202610079 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,164.85 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Document Number | 0000010080, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202610080 |
| Name | HMA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jun 9, 2026 |
| Property Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Document Number | 2026R10079 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202610079 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,164.85 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Document Number | 0000010080, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202610080 |
| Name | HMA MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.5% |
|---|---|
| Max Rate | -1% |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Jan 21, 2026 |
| Property Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Document Number | 2026R01112 |
| Instrument Date | Dec 24, 2025 |
| Instrument | 2026R01112 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $27.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 S WACKER DR LBBY 24, 24, CHICAGO, IL 60606-4615 |
| Name | Verified Name |
|---|---|
| Address | 3116 TURNING MILL DR, SPRINGFIELD, IL 62704-6448 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANGAMON IL |
| Recording Date | Mar 16, 2016 |
| Property Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Document Number | 2016R06054 |
| Instrument Date | Mar 11, 2016 |
| Instrument | 2016R06054 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $86.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 N OSBURN AVE, SPRINGFIELD, IL 62702-2419 |
| Document Number | 2016R06055 |
|---|---|
| Date | Mar 16, 2016 |
| Instrument | 2016R06055 |
| Name | QUICKEN LOANS INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.38% |
Source: Sangamon County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Sangamon County |
| County Subdivision | Capital Township |
| Municipality | Springfield City |
| Unified School District | Springfield School District 186 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,010.00 (+5.18%) Homeowner's exemption | $30,835 (+7.22%) Land $2,954 Building $27,881 | $92,505 (+7.22%) Land $8,862 Building $83,643 |
| 2024 | $1,911.00 (+12.74%) Homeowner's exemption | $28,759 (+15.41%) Land $2,755 Building $26,004 | $86,277 (+15.41%) Land $8,265 Building $78,012 |
| 2022 | $1,695.00 Homeowner's exemption | $24,918 Land $2,387 Building $22,531 | $74,754 Land $7,161 Building $67,593 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | May 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD serves 117,444 people · EPA ID IL1671200 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Rise Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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