1045 N Oak St, Ukiah, CA 95482 Property Records

Mendocino County property record for 1045 N Oak St, Ukiah, CA 95482

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Sep 2020)
Tax Bill	$6,453 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-080-52`

Property Details

APN / Parcel Number

Primary APN	`002-080-52`
Alternative APN	`002-080-52-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,728 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	002-080-52
Street Address	1045 N OAK ST
City	UKIAH
State	CA
Zip	95482-3955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAS 002-080-10
Legal Subdivision	MINOR SUBDIVISION 04-56
Legal Block	1
Legal Lot Number	52
Jurisdiction	MENDOCINO CA
Township / Civil Division	UKIAH
Census Block Group	1
Census Block	1007
Census Tract	11501

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 N OAK ST, UKIAH, CA 95482-3955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Nov 17, 2016 · Amount on Record
Deed Document Number	202011690
Prior Transfer Date	Mar 27, 2009
Prior Transfer Doc	0000006511
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Sep 10, 2020
Property Address	1045 N OAK ST, UKIAH, CA 95482-3955
Document Number	0000011690
Map Reference	MB 72 PG 47
Instrument Date	Sep 3, 2020
Instrument	2020-11690
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1045 N OAK ST, UKIAH, CA 95482-3955

Mortgage

Document Number	0000011691
Date	Sep 10, 2020
Instrument	2020-11691

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Ukiah City
Unified School District	Ukiah Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$540,997 (+2%) Land $121,447 Building $419,550
2025	$6,453.00 (+5.05%) Homeowner's exemption	$530,390 (+4.04%) Land $119,066 Building $411,324
2023	$6,143.00 (+21.21%) Homeowner's exemption	$509,796 Land $114,444 Building $395,352
2020	$5,068.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UKIAH serves 16,067 people · EPA ID CA2310003
Water Source	Surface water
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
101Netlink Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: T-Mobile.

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