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1045 N Main St, Rochelle, IL 61068 Property Records

Ogle County property record for 1045 N Main St, Rochelle, IL 61068

Property Summary

Property TypeSingle Family Home
Details2,468 sqft · built 1959
Lot Size0.473 acres (20,636 sqft)
Owner2 Individual Names on Record
Tax Bill$6,493 (2025)
Deeds & MortgagesNov 2019 Transfer
Mar 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN24-24-128-008

Property Details

APN / Parcel Number

Primary APN24-24-128-008

Interior

Stories1 Story
Building Area2,468 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Lot Area20,636 sqft (0.473 acres)

Location & Zoning

Street Address1045 N MAIN ST
CityROCHELLE
StateIL
Zip61068-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOT 34 & LOT 35 & N2 LOT 36 MAYS ADD BK 301 PG 243 CITY OF ROCHELLE
Legal SubdivisionMAYS ADD
Legal Lot Number34-36
JurisdictionOGLE IL
Township / Civil DivisionFLAGG
Census Block Group2
Census Block2017
Census Tract961100

Owner

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1045 N MAIN ST, ROCHELLE, IL 61068-1711
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 14, 2019Loan Modification, Mortgage · Conventional Mortgage
CENTRAL BK/IL

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 20, 2019
Transfer Doc0000006754
Record UpdatedJun 8, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOGLE IL
Recording DateNov 25, 2019
Property Address1045 N MAIN ST, ROCHELLE, IL 61068-1711
Document Number0000006754
Instrument DateNov 20, 2019
Instrument6754
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1045 N MAIN ST ROCHELLE IL 610681711, ROCHELLE, IL 61068-1711

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOGLE IL
Property Address1045 N MAIN ST, ROCHELLE, IL 61068-1711
Document Number0000001440
Instrument DateMar 14, 2019
Transaction TypeMortgage
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1045 N MAIN ST ROCHELLE IL 610681711, ROCHELLE, IL 61068-1711

Mortgage

Document Number0000001440
DateMar 22, 2019
Instrument1440
Lender
NameCENTRAL BK/IL
TypeBank
AddressROCHELLE, IL 61068
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueMar 21, 2029
Interest
Rate TypeAdjustable Rate
Rate6.5%

Tax Assessment & Valuation

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionFlagg Township
MunicipalityRochelle City
Elementary School DistrictRochelle Community Consolidated District 231 (PK - 08)
Secondary School DistrictRochelle Township High School District 212 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,493.00 (+19.14%)$88,483 (+21.12%) Land $27,593 Building $60,890$265,449 (+21.12%) Land $82,779 Building $182,670
2023$73,055 Land $23,520 Building $49,535$219,165 Land $70,560 Building $148,605
2022$5,450.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims23 (1987–2017)
Claims Outside the SFHA2 of 23
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROCHELLE
serves 9,446 people · EPA ID IL1410500
Water SourceGroundwater
Last State InspectionJan 2025
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: DNA Communications.

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