1045 Monolith Ln, Forest, VA 24551 Property Records

Bedford County property record for 1045 Monolith Ln, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,635 sqft · built 1974
Lot Size	10.3 acres (451,717 sqft)
Owner	Individual Name on File
Last Sale	$496,000 (Oct 2019)
Tax Bill	$2,852 (2023)
Deeds & Mortgages	Feb 2022 Second Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82 A 52`

Property Details

APN / Parcel Number

Primary APN	`82 A 52`
Alternative APNs	`8206900` `522428`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,635 sqft Living Area
Gross Area	6,587 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	451,717 sqft (10.3 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	328 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	522428
Street Address	1045 MONOLITH LN
City	FOREST
State	VA
Zip	24551-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IVY CR PARCEL B
Jurisdiction	BEDFORD VA
Township / Civil Division	5
Census Block Group	3
Census Block	3010
Census Tract	30101

Owner

1045 Monolith Ln is owned and occupied by an individual who bought it in October 2019.

Source: Bedford County records, as of August 14, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1045 MONOLITH LN, FOREST, VA 24551-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SELECT BANK
Jan 29, 2020	Deed of Trust, Mortgage · Commercial Mortgage SELECT BANK
Oct 31, 2019	Warranty Deed, Transfer · Commercial Mortgage SELECT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Deed Document Number	190010300
Record Updated	Jun 7, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1045 MONOLITH LN, FOREST, VA 24551-3734
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002004
Date	Feb 18, 2022
Instrument	220002004

Lender

Name	SELECT BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 15, 2052

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1045 MONOLITH LN, FOREST, VA 24551-3734
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000989
Date	Jan 29, 2020
Instrument	200000989

Lender

Name	SELECT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Oct 31, 2019
Property Address	1045 MONOLITH LN, FOREST, VA 24551-3734
Document Number	190010300
Instrument Date	Oct 28, 2019
Instrument	190010300
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 MONOLITH LN, FOREST, VA 24551-3734

Mortgage

Document Number	190010301
Date	Oct 31, 2019
Instrument	190010301

Lender

Name	SELECT BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,852.00 Additional exemption filed	$347,900	$695,800 Land $193,700 Building $502,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Monolith Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Monolith Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000
Glo Fiber Cable	1,200 / 50

Cell Coverage

4G LTE only, no 5G reported

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