1045 Middle Ave, Menlo Park, CA 94025 Property Records

San Mateo County property record for 1045 Middle Ave, Menlo Park, CA 94025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,260 sqft · built 1989
Lot Size0.179 acres (7,800 sqft)
Owner2 Trust Names on File
Tax Bill$11,555 (2025)
Deeds & MortgagesDec 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN071-391-050

Property Details

APN / Parcel Number

Primary APN071-391-050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,260 sqft Living Area
1st Floor Area2,260 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Roof MaterialWood Shingle
Lot Area7,800 sqft (0.179 acres)
Lot Dimensions156 ft deep x 50 ft wide
Garage Area460 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1045 MIDDLE AVE
CityMENLO PARK
StateCA
Zip94025-5143
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10008
Legal DescriptionWLY 1/2 OF LOT 19 BLOCK 3 STANFORD PARK 2
Legal SubdivisionSTANFORD PARK 2
Legal Block3
Legal Lot Number19
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1002
Census Tract612700

Owner

1045 Middle Ave is owner-occupied and held in a trust since October 2001.

Source: San Mateo County records, as of July 15, 2026

Owner of Record2 Trust Names on File
Mailing Address1045 MIDDLE AVE, MENLO PARK, CA 94025-5143
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 11, 2001
Transfer Doc0000175892
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1045 MIDDLE AVE, MENLO PARK, CA 94025-5143
Transaction TypeMortgage
Record UpdatedJan 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 MIDDLE AVE, MENLO PARK, CA 94025-5143

Mortgage

Document Number0000084403
DateDec 7, 2022
Instrument2022-084403
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount on Record
Term355 Months
DueJul 1, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Middle Ave was $11,555 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityMenlo Park City
Elementary School DistrictMenlo Park City Elementary School District (KG - 08)
Secondary School DistrictSequoia Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$928,366 (+2%) Land $464,183 Building $464,183
2025$11,555.00 Homeowner's exemption$910,164 Land $455,082 Building $455,082
2023$10,972.00 (+2.61%) Homeowner's exemption$874,822 Land $437,411 Building $437,411$2,339,550
2022$10,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Middle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Middle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - BEAR GULCH
private · serves 60,382 people · EPA ID CA4110006
Water SourceSurface water
Last State InspectionFeb 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: Etheric Networks, GeoLinks, T-Mobile.

Nearby Properties on Middle Ave

Nearby Streets

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