1045 Mathews St, Naples, FL 34117 Property Records

Collier County property record for 1045 Mathews St, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details2,468 sqft · built 1981
Lot Size1.25 acres (54,450 sqft)
OwnerIndividual Name on Record
Last Sale$500,000 (Sep 2022)
Tax Bill$2,903 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2017 Mortgage
Flood ZoneZone AH (high risk)
APN000100 060 04C13

Property Details

APN / Parcel Number

Primary APN000100 060 04C13
Alternative APNs
  • 003017200054927130600004
  • 000100 060 4C13
  • 00301720005
  • 301720005

Interior

Stories2 Stories
Building Area2,468 sqft Living Area
1st Floor Area2,468 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2015
Construction TypeWood
Lot Area54,450 sqft

Location & Zoning

Street Address1045 MATHEWS ST
CityNAPLES
StateFL
Zip34117-4644
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal Description13 49 27 E1/2 OF N1/2 OF E1/2 OF W1/2 OF S1/2 OF NE1/4 OF NE1/4 1.25 AC OR 1000 PG 1744
Legal Range27
Legal Township49
Legal Section13
Legal SubdivisionACREAGE HEADER
Legal Tract000100
Legal Block3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group3
Census Block3001
Census Tract10428

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1045 MATHEWS ST, NAPLES, FL 34117-4644
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 28, 2017Deed of Trust, Mortgage
US SMALL BUSN ADMN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2022 · Amount on Record
Deed SaleSep 21, 2022 · Amount on Record
Deed Document Number20226311048
Deed Book / Page6175 / 2925
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateSep 21, 2022
Property Address1045 MATHEWS ST, NAPLES, FL 34117-4644
Document Number0061752925
Book / Page6175 / 2925
Instrument DateSep 20, 2022
Instrument6311048
Transaction TypeTransfer
Record UpdatedOct 3, 2022
Title CompanyGULF COAST TITLE SERVICES, GULF COAST TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4734 32ND AVE SE, 4734, NAPLES, FL 34117-9438

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 MATHEWS ST, NAPLES, FL 34117-4644

Mortgage

Document Number0061752927
DateSep 21, 2022
Instrument6175/2927
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address1045 MATHEWS ST, NAPLES, FL 34117-4644
Document Number0054580964
Book / Page005458 / 000964
Instrument DateOct 28, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1045 MATHEWS ST NAPLES FL 341174644, NAPLES, FL 34117-4644

Mortgage

Document Number0054580964
DateDec 14, 2017
Book Page005458/000964
Instrument5483532
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term360 Months
DueDec 13, 2047

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$299,656 (+2.7%)$416,970 (-11.03%) Land $56,250 Building $360,720
2025$2,903.00 (+8.36%) Homeowner's exemption$291,778 (+5.99%)$468,644 (+23.49%) Land $56,250 Building $412,394
2023$2,679.00 (+51.78%) Homeowner's exemption$275,296 (+53.53%)$379,494 (-1.01%) Land $37,500 Building $341,994
2022$179,311$383,356 Land $20,344 Building $363,012
2021$1,765.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 209 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies209 in force
Nearby Flood Claims5 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 53% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Streamline Internet
Fixed Wireless
450 / 80
Verizon
Fixed Wireless
25 / 6

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