1045 Manteca Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 1045 Manteca Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,832 sqft · built 2003
Lot Size	0.125 acres (5,426 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (May 2017)
Tax Bill	$8,922 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`122-500-34-00`

Property Details

APN / Parcel Number

Primary APN	`122-500-34-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,832 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	5,426 sqft (0.125 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1045 MANTECA DR
City	OCEANSIDE
State	CA
Zip	92057-2659
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 99 TR 014389
Legal Subdivision	CITY/OCEANSIDE
Legal Tract	014389
Legal Block	1
Legal Lot Number	99
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 MANTECA DR, OCEANSIDE, CA 92057-2659
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 17, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
May 19, 2017	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Prior Sale	Feb 13, 2003 · Amount on Record
Deed Document Number	2017227029
Prior Transfer Date	Dec 12, 2002
Prior Transfer Doc	0001095942
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1045 MANTECA DR, OCEANSIDE, CA 92057-2659
Transaction Type	Mortgage
Record Updated	Oct 27, 2023
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 MANTECA DR, OCEANSIDE, CA 92057-2659

Mortgage

Document Number	0000285284
Date	Oct 19, 2023
Instrument	2023-0285284

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1045 MANTECA DR, OCEANSIDE, CA 92057-2659
Document Number	0000218198
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 MANTECA DR OCEANSIDE CA 920572659, OCEANSIDE, CA 92057-2659

Mortgage

Document Number	0000218198
Date	Apr 29, 2020
Instrument	218198

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 19, 2017
Property Address	1045 MANTECA DR, OCEANSIDE, CA 92057-2659
Document Number	0000227029
Instrument Date	Apr 12, 2017
Instrument	227029
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$649.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4409 WHITE PINE WAY OCEANSIDE CA 920576629, OCEANSIDE, CA 92057-6629

Mortgage

Document Number	227030
Date	May 19, 2017
Instrument	227030

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$698,431 (+2%) Land $253,510 Building $444,921
2025	$8,922.00 (-1.26%) Homeowner's exemption	$684,738 (+4.04%) Land $248,540 Building $436,198
2024	$9,036.00 (+3%)
2023	$8,773.00 (+1.32%) Homeowner's exemption	$658,151 Land $238,890 Building $419,261
2022	$8,659.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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