Eau Claire County property record for 1045 Main St, Eau Claire, WI 54701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,696 sqft · built 1909 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (May 2016) |
| Tax Bill | $3,218 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-0586-000 |
| Primary APN | 02-0586-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,696 sqft Living Area |
| Basement Area | 792 sqft |
| Finished Basement | 396 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Colonial |
| Exterior Material | Metal |
| Foundation Type | Block |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Patio Area | 452 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1045 MAIN ST |
|---|---|
| City | EAU CLAIRE |
| State | WI |
| Zip | 54701-4104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2P |
| Legal Description | LOT 15 BLK 6 EC LBR COS 6TH ADD |
| Legal Range | 09W |
| Legal Township | 27N |
| Legal Section | 21 |
| Legal Subdivision | EC LBR COS 6TH ADD |
| Legal Block | 6 |
| Legal Lot Number | 15 |
| Jurisdiction | EAU CLAIRE WI |
| Township / Civil Division | EAU CLAIRE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 700 |
Source: Eau Claire County records, as of April 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1534 CAMERON ST, EAU CLAIRE, WI 54703-5060 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Apr 30, 2019 | Special Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Sep 26, 2018 | Grant Deed, Transfer ATTORNEY ONLY |
| Sep 21, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2016 · Amount on Record |
| Deed Sale | May 13, 2016 · Amount on Record |
| Prior Sale | May 7, 2010 · Amount on Record |
| Deed Document Number | 20161129939 |
| Last Transfer Date | Apr 22, 2019 |
| Transfer Doc | 0001174007 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Property Address | 1045 MAIN ST, EAU CLAIRE, WI 54701-4104 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001229374 |
|---|---|
| Date | Mar 30, 2022 |
| Instrument | 1229374 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Apr 30, 2019 |
| Property Address | 1045 MAIN ST, EAU CLAIRE, WI 54701-4104 |
| Document Number | 0001174007 |
| Instrument Date | Apr 22, 2019 |
| Instrument | 1174007 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 MAIN ST, EAU CLAIRE, WI 54701-4104 |
| Document Number | 0001174008 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 1174008 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Sep 26, 2018 |
| Property Address | 1045 MAIN ST, EAU CLAIRE, WI 54701-4104 |
| Document Number | 0001166282 |
| Instrument Date | Sep 18, 2018 |
| Instrument | 1166282 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $355.80 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | EAU CLAIRE WI |
| Recording Date | Sep 21, 2018 |
| Property Address | 1045 MAIN ST, EAU CLAIRE, WI 54701-4104 |
| Document Number | 0001166040 |
| Instrument Date | Sep 5, 2018 |
| Instrument | 1166040 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 5, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1045 MAIN ST EAU CLAIRE WI 547014104, EAU CLAIRE, WI 54701-4104 |
Source: Eau Claire County assessment roll, as of April 23, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Eau Claire County |
| Municipality | Eau Claire City |
| Unified School District | Eau Claire Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,218.00 | $160,400 (-) Land $25,500 Building $134,900 | $209,900 |
| 2023 | $160,400 Land $25,500 Building $134,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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