1045 Juniper Ave, Niceville, FL 32578 Property Records

Okaloosa County property record for 1045 Juniper Ave, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,831 sqft · built 1982
Lot Size	0.239 acres (10,429 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Apr 2026)
Tax Bill	$1,033 (2023)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-3200-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-3200-9`
Alternative APNs	`05-1S-22-4352-000E-0120` `22S1054352000E0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,831 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,831 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,429 sqft (0.239 acres)
Lot Width	68 ft Width
Garage Type	Attached
Garage Area	273 sqft
Porch	Finished/Open Porch
Porch Area	416 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1045 JUNIPER AVE
City	NICEVILLE
State	FL
Zip	32578-2142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CREEKSIDE #3 LOT 12 BLK E
Legal Range	22W
Legal Township	01S
Legal Section	05
Legal Subdivision	CREEKSIDE #3
Legal Block	E
Legal Lot Number	12
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3010
Census Tract	20900

Owner

1045 Juniper Ave is owned and occupied by two individuals who bought it in April 2026.

Source: Okaloosa County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	101 COUNTY ROUTE 1, WESTERLO, NY 12193-2004
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Affidavit, Transfer
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Apr 14, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Deed Document Number	20263812668
Prior Transfer Date	Apr 10, 2023
Prior Transfer Doc	0036702959
Record Updated	Oct 29, 2026

April 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	OKALOOSA FL
Recording Date	Apr 24, 2026
Property Address	1045 JUNIPER AVE, NICEVILLE, FL 32578-2142
Document Number	0003812664
Instrument Date	Apr 23, 2026
Instrument	20263812664
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 PINE ST, NICEVILLE, FL 32578-9785

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 24, 2026
Property Address	1045 JUNIPER AVE, NICEVILLE, FL 32578-2142
Document Number	0003812668
Instrument Date	Apr 21, 2026
Instrument	20263812668
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	BRADLEY TITLE CORPORATION, BRADLEY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247,450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COUNTY ROUTE 1, WESTERLO, NY 12193-2004
Investor	Possibly a Property Investor

Mortgage

Document Number	0003812669,
Date	Apr 24, 2026
Instrument	20263812669

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Apr 14, 2023
Property Address	1045 JUNIPER AVE, NICEVILLE, FL 32578-2142
Document Number	0036702959
Book / Page	3670 / 2959
Map Reference	MB 5 PG 95
Instrument Date	Apr 10, 2023
Instrument	3617632
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1045 JUNIPER AVE, NICEVILLE, FL 32578-2142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1513 PINE ST, NICEVILLE, FL 32578-9785

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Veteran's exemption	$129,544	$269,122 Land $88,777 Building $180,345
2023	$1,033.00 (+5.95%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$122,226 (+3%)	$271,474 (+5.98%) Land $71,812 Building $199,662
2022	$975.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$118,666	$256,154 Land $68,392 Building $187,762

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1045 Juniper Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1995–2004)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2004 · Hurricane Frances
Claims by Event	Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Juniper Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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