Richland County property record for 1045 Jones Rd, Irmo, SC 29063
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,499 sqft · built 1991 |
| Lot Size | 0.331 acres (14,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $770,000 (Jul 2026) |
| Tax Bill | $4,146 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02316-01-24 |
| Primary APN | 02316-01-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,499 sqft Heated Area |
| Gross Area | 3,822 sqft |
| 1st Floor Area | 2,079 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Contemporary |
| Exterior Material | Logs |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,454 sqft (0.331 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 1,101 sqft |
| Patio Area | 630 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01146156 |
|---|---|
| Street Address | 1045 JONES RD |
| City | IRMO |
| State | SC |
| Zip | 29063-8686 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-LD |
| Legal Description | LOT 68 45.9X39.3X33.44X143.7X85.1X 144.6 #SU BALLENTINE COVE |
| Legal Subdivision | BALLENTINE COVE |
| Legal Lot Number | 45,68 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | DUTCH FORK |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10310 |
1045 Jones Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Richland County records, as of August 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 JONES RD, IRMO, SC 29063-8686 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 7, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on File |
| Deed Sale | Jul 22, 2026 · Amount on File |
| Prior Sale | Feb 15, 2008 · Amount on File |
| Deed Document Number | 202636428 |
| Deed Book / Page | 3150 / 1298 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 22, 2026 |
| Property Address | 1045 JONES RD, IRMO, SC 29063-8686 |
| Document Number | 0000036428 |
| Book / Page | 3150 / 1298 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202636428 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202,202.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 JONES RD, IRMO, SC 29063-8686 |
| Document Number | 0000036429, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 3150/1302 |
| Instrument | 202636429 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 1045 JONES RD, IRMO, SC 29063-8686 |
| Document Number | 2396/0885 |
| Instrument Date | May 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1045 JONES RD IRMO SC 290638686, IRMO, SC 29063-8686 |
| Document Number | 2396/0885 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 002396/000885 |
| Instrument | 36195 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 23, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1045 Jones Rd was $4,146.
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,146.00 | $627,930 | |
| 2023 | $3,460.00 | ||
| 2021 | $3,502.00 | $18,180 | $461,800 Land $184,600 Building $277,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1045 Jones Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 50 units insured incl. 5 condo units |
| Nearby Flood Claims | 3 (2015–2026) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Jones Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.2% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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