St. Mary Parish property record for 1045 James St, Franklin, LA 70538
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $86,000 (Sep 2026) |
| Tax Bill | $496 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 2234721249.00 |
| Primary APN | 2234721249.00 |
|---|
| Lot Area | 5,663 sqft (0.13 acres) |
|---|---|
| Lot Dimensions | 91.9 ft deep x 60 ft wide |
| Street Address | 1045 JAMES ST |
|---|---|
| City | FRANKLIN |
| State | LA |
| Zip | 70538-4115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1O-A FIRMIN SUBD ACQ 14A 127793 |
| Legal Range | 09 |
| Legal Township | 14 |
| Legal Section | 03 |
| Legal Subdivision | FIRMIN SUBDIVISION |
| Legal Lot Number | 1O-A |
| Jurisdiction | ST MARY LA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 41400 |
Source: St. Mary Parish records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1045 JAMES ST, FRANKLIN, LA 70538-4115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 2026 · Amount on Record |
| Deed Sale | Sep 25, 2026 · Amount on Record |
| Deed Document Number | 2026375349 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ST MARY LA |
| Recording Date | Sep 25, 2026 |
| Property Address | 1045 JAMES ST, FRANKLIN, LA 70538-4115 |
| Document Number | 0000375349 |
| Instrument Date | Sep 22, 2026 |
| Instrument | 2026375349 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2026 |
| Title Company | CRESCENT TITLE LLC, CRESCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 JAMES ST, FRANKLIN, LA 70538-4115 |
| Document Number | 0000375350, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 2026375350 |
| Name | NEIGHBORS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: St. Mary Parish assessment roll, as of February 3, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Mary Parish |
| Municipality | Franklin City |
| Unified School District | St. Mary Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $496.00 (+19.23%) Homeowner's exemption | $4,297 (-) Land $421 Building $3,876 | $42,970 (-) Land $4,210 Building $38,760 |
| 2023 | $416.00 Homeowner's exemption | $4,297 Land $421 Building $3,876 | $42,970 Land $4,210 Building $38,760 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 19, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 118 (1979–2024) |
| Claims Outside the SFHA | 7 of 118 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FRANKLIN WATER SUPPLY serves 8,325 people · EPA ID LA1101003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Copper | 1.4 mg/L (2015–2017) action level 1.3 mg/L |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Turbidity not recorded as resolved · Apr 2025 Haloacetic acids resolved · Oct 2024 Total trihalomethanes resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | Treatment change without state approval currently in violation since Jul 2023 Corrosion control Jul 2018 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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