1045 Jackson St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 1045 Jackson St, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,361 sqft · built 1947
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$197,500 (Sep 2021)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`079840A000`

Property Details

APN / Parcel Number

Primary APN	`079840A000`
Alternative APN	`6-009C-4402-04-0009.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,361 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,001 sqft
Basement Area	1,001 sqft
Finished Basement	360 sqft
Unfinished Basement	641 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	116 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	079840A000
Street Address	1045 JACKSON ST
City	SAINT CHARLES
State	MO
Zip	63301-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	REDMON ADDN BLK 4 LOT 9
Legal Subdivision	REDMONS ADDN-ST CHAS
Legal Block	4
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	2
Census Block	2011
Census Tract	310501

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 JACKSON ST, SAINT CHARLES, MO 63301-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Sep 10, 2021	Special Warranty Deed, Transfer · Conventional Mortgage STIFEL BANK & TRUST
Jan 8, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Nov 5, 2009 · Amount on Record
Deed Document Number	202175709
Prior Transfer Date	Jan 4, 2019
Prior Transfer Doc	0000010570
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1045 JACKSON ST, SAINT CHARLES, MO 63301-2605
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000450700
Date	Jun 30, 2020
Book Page	7333/1303
Instrument	20200630000450700

Lender

Name	US BANK NA
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 10, 2021
Property Address	1045 JACKSON ST, SAINT CHARLES, MO 63301-2605
Document Number	0000075709
Map Reference	MB 3 PG 40
Instrument Date	Aug 31, 2021
Instrument	2021R-075709
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3033 ELM ST, 3033, SAINT CHARLES, MO 63301-4621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 JACKSON ST, SAINT CHARLES, MO 63301-2605

Mortgage

Document Number	0000075710
Date	Sep 10, 2021
Instrument	2021R-075710

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 8, 2019
Property Address	1045 JACKSON ST, SAINT CHARLES, MO 63301-2605
Document Number	0070230923
Book / Page	007023 / 000923
Instrument Date	Jan 4, 2019
Instrument	10570
Transaction Type	Transfer
Record Updated	Jan 24, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3033 ELM ST ST CHARLES MO 633014621, ST CHARLES, MO 63301-4621

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,623 (-)	$203,280 (-) Land $60,000 Building $143,280
2025	$2,429.00	$38,623 (+5.62%)	$203,280 (+5.62%) Land $60,000 Building $143,280
2023		$36,569
2022			$192,467 Land $45,000 Building $147,467

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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