Cook County property record for 1045 Illinois Rd, Wilmette, IL 60091
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,900 sqft · built 1927 |
| Lot Size | 0.382 acres (16,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $820,000 (Jan 2024) |
| Tax Bill | $18,153 (2023) |
| Deeds & Mortgages | Jan 2026 Mortgage Jan 2024 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 05-29-409-015 |
| Primary APN | 05-29-409-015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Old Style |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 16,625 sqft (0.382 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 1045 ILLINOIS RD |
|---|---|
| City | WILMETTE |
| State | IL |
| Zip | 60091-1307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (INDIAN)(HILL)(ESTATES) A SUB OF PT OF SW & PT OF SE SH SEC 29-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 29 |
| Legal Subdivision | INDIAN HILL ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 800700 |
1045 Illinois Rd is owned and occupied by two individuals who acquired it in December 2025.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 ILLINOIS RD, WILMETTE, IL 60091-1307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 5, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Jan 17, 2024 | Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 17, 2024 · Amount on File |
| Deed Sale | Jan 17, 2024 · Amount on File |
| Deed Document Number | 202446129 |
| Last Transfer Date | Dec 18, 2025 |
| Transfer Doc | 0000010140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 5, 2026 |
| Property Address | 1045 ILLINOIS RD, WILMETTE, IL 60091-1307 |
| Document Number | 0000510140 |
| Map Reference | DOC 9393459 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2600510140 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1045 ILLINOIS RD, WILMETTE, IL 60091-1307 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1045 ILLINOIS RD, WILMETTE, IL 60091-1307 |
| Document Number | 0000510141 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2600510141 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 17, 2024 |
| Property Address | 1045 ILLINOIS RD, WILMETTE, IL 60091-1307 |
| Document Number | 0001746129 |
| Map Reference | DOC 9393459 |
| Instrument Date | Jan 12, 2024 |
| Instrument | 2401746129 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2024 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 ILLINOIS RD, WILMETTE, IL 60091-1307 |
| Document Number | 0001746130 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 2401746130 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Wilmette Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Wilmette School District 39 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,000 Land $33,250 Building $59,750 | $930,000 Land $332,500 Building $597,500 | |
| 2023 | $18,153.00 (+5.65%) | $80,000 (-) Land $33,250 Building $46,750 | $800,000 (-) Land $332,500 Building $467,500 |
| 2022 | $17,182.00 (+29.07%) | $80,000 (+56.12%) Land $33,250 Building $46,750 | $800,000 (+56.12%) Land $332,500 Building $467,500 |
| 2021 | $13,312.00 | $51,243 Land $29,093 Building $22,150 | $512,430 Land $290,930 Building $221,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1045 Illinois Rd in Zone X, an area of moderate flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1979–2001) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2001 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Illinois Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMETTE serves 27,650 people · EPA ID IL0313300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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