1045 Harvard Ave, Clovis, CA 93612 Property Records

Fresno County property record for 1045 Harvard Ave, Clovis, CA 93612 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1967
Square Footage1,692 sqft Living Area
Lot Size8,160 sqft (0.187 acres)
Garage441 sqft
OccupancyOwner Occupied
Tax Bill$1,562.00 (2025)

Property Details

APN / Parcel Number

Primary APN497-123-12

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,692 sqft Living Area
1st Floor1,692 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Construction TypeFrame Construction
Lot Area8,160 sqft (0.187 acres)
Depth X Width136 ft x 60 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area441 sqft Garage

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1045 HARVARD AVE
CityCLOVIS
StateCA
Zip93612-2210
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 118 TRACT NO 1650 RANCHO ESTATES NO 2
Legal SubdivisionRANCHO ESTATES
Legal Tract1650
Legal Lot Number118
JurisdictionFRESNO CA
Minor Civil DivisionFRESNO
Census Blockgroup2
Census Block2021
Census Tract5602

Owner

Source: Fresno County records · APN 497-123-12

Assessment roll updated August 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1045 HARVARD AVE, CLOVIS, CA 93612-2210
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2022Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Apr 11, 2018Deed of Trust, Mortgage · Reverse Mortgage
LIBERTY HOME EQUITY SOLUTIONS INC
Dec 02, 2020Deed of Trust, Mortgage · Reverse Mortgage
AMERICAN ADVISORS GROUP
Nov 24, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FEDERAL HSNG COMMISSIONER
Apr 06, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 29, 2005
Transfer Doc0000108615
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address1045 HARVARD AVE, CLOVIS, CA 93612-2210
Transaction TypeMortgage
Record UpdatedApr 13, 2022
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 HARVARD AVE, CLOVIS, CA 93612-2210

Mortgage

Document Number0000041894
DateApr 01, 2022
Instrument2022-0041894
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressIRVINE, CA 92612
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate3.3%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateMay 01, 2022
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Index1-Year CMT
Max Rate8.3%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address1045 HARVARD AVE, CLOVIS, CA 93612-2210
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE ORAN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042430
DateApr 11, 2018
Instrument2018-0042430
Lender
NameLIBERTY HOME EQUITY SOLUTIONS INC
TypeReverse Mortgage Lender
AddressRANCHO CORDOVA, CA 95670
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.53%
Type Change DateMay 01, 2019
Change FrequencyAnnually
Index1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address1045 HARVARD AVE, CLOVIS, CA 93612-2210
Transaction TypeMortgage
Record UpdatedFeb 07, 2021
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 HARVARD AVE, CLOVIS, CA 93612-2210

Mortgage

Document Number0000173805
DateDec 02, 2020
Instrument2020-0173805
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
AddressORANGE, CA 92868
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.46%
Type Change DateDec 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address1045 HARVARD AVE, CLOVIS, CA 93612-2210
Document Number0000173806
Instrument DateNov 24, 2020
Transaction TypeMortgage
Record UpdatedDec 23, 2020
Title CompanyTICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1045 HARVARD AVE CLOVIS CA 936122210, CLOVIS, CA 93612-2210

Mortgage

Document Number0000173806
DateDec 02, 2020
Instrument173806
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.46%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRESNO CA
Property Address1045 HARVARD AVE, CLOVIS, CA 93612-2210
Document Number0000042431
Instrument DateApr 06, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1045 HARVARD AVE CLOVIS CA 936122210, CLOVIS, CA 93612-2210

Mortgage

Document Number0000042431
DateApr 11, 2018
Instrument42431
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term1020 Months
Interest
Rate TypeAdjustable Rate
Rate4.53%

Tax Assessment & Valuation

Source: Fresno County records · Assessment roll updated August 13, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyFresno County
MunicipalityClovis City
Unified School DistrictClovis Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$140,275 (+2%) Land $49,117 Building $91,158
2025$1,562.00 (+4.13%) Homeowner's exemption$137,525 (+4.04%) Land $48,154 Building $89,371
2023$1,500.00 (+1.42%) Homeowner's exemption$132,186 Land $46,285 Building $85,901
2022$1,479.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fresno County (06019C), updated April 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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