North Kingstown Town property record for 1045 Gilbert Stuart Rd, Saunderstown, RI 02874
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,752 sqft · built 1740 |
| Lot Size | 0.94 acres (40,946 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,287 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | NKIN M:038 B:003 |
| Primary APN | NKIN M:038 B:003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,752 sqft Living Area |
| Gross Area | 2,096 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 120 sqft |
| Unfinished Basement | 120 sqft |
| Year Built | Built 1740 |
|---|---|
| Effective Year Built | Effective 1740 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,946 sqft (0.94 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 58636 |
|---|---|
| Street Address | 1045 GILBERT STUART RD |
| City | SAUNDERSTOWN |
| State | RI |
| Zip | 02874-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 3 |
| Jurisdiction | NORTH KINGSTOWN RI |
| Township / Civil Division | NORTH KINGSTOWN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50402 |
Source: North Kingstown Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH KINGSTOWN RI |
| Property Address | 1045 GILBERT STUART RD, SAUNDERSTOWN, RI 02874-2909 |
| Document Number | 3142-116 |
| Instrument Date | Aug 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1045 GILBERT STUART RD SAUNDERSTOWN RI 028742909, SAUNDERSTOWN, RI 02874-2909 |
| Document Number | 3142-116 |
|---|---|
| Date | Aug 16, 2018 |
| Book Page | 003142/000116 |
| Instrument | 3457 |
| Name | WASHINGTON TR CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: North Kingstown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | North Kingstown Town |
| Unified School District | North Kingstown School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,287.00 (+12.47%) | $569,500 (+46.1%) Land $311,200 Building $258,300 |
| 2023 | $5,590.00 | $389,800 Land $206,400 Building $183,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 25 (1978–2024) |
| Claims Outside the SFHA | 7 of 25 |
| Most Recent Claim | May 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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