Boulder County property record for 1045 Gilbert St, Boulder, CO 80302
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,614 sqft · built 1964 |
| Lot Size | 0.239 acres (10,426 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Dec 1980) |
| Tax Bill | $11,615 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1461-36-4-05-005 |
| Primary APN | 1461-36-4-05-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,614 sqft Living Area |
| Gross Area | 2,740 sqft |
| 1st Floor Area | 1,370 sqft |
| Basement Area | 1,370 sqft |
| Finished Basement | 1,244 sqft |
| Unfinished Basement | 126 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,426 sqft (0.239 acres) |
| Porch | Porch |
| Porch Area | 200 sqft |
| Deck Area | 230 sqft |
| Heating System | Hot Water |
|---|
| Account Number | R0002010 |
|---|---|
| Street Address | 1045 GILBERT ST |
| City | BOULDER |
| State | CO |
| Zip | 80302-7143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 20 FT LOT 2 & S 55 FT LOT 1 BLK 6 GENEVA PARK |
| Legal Range | 71 |
| Legal Township | 1N |
| Legal Section | 36 |
| Legal Subdivision | GENEVA PARK - BO |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | BOULDER CO |
| Township / Civil Division | BOULDER |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 12201 |
Source: Boulder County records · APN 1461-36-4-05-005
Assessment roll updated June 15, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33611 HALYARD DR, DANA POINT, CA 92629-4422 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Sep 07, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 1980 · Amount on Record |
| Deed Sale | Dec 04, 1980 · Amount on Record |
| Deed Document Number | 1980425319 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 1045 GILBERT ST, BOULDER, CO 80302-7143 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0003879681 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 3879681 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOULDER CO |
| Property Address | 1045 GILBERT ST, BOULDER, CO 80302-7143 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003613570 |
|---|---|
| Date | Sep 07, 2017 |
| Instrument | 3613570 |
| Name | MIDWEST EQUITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | OAK BROOK, IL 60523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2047 |
Source: Boulder County records · Assessment roll updated June 15, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Boulder County |
| Municipality | Boulder City |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $131,614 (+8.8%) Land $118,453 Building $13,161 | $1,935,500 (-) Land $1,741,950 Building $193,550 | |
| 2025 | $11,615.00 (+7.37%) | $120,969 (-5.56%) Land $108,872 Building $12,097 | $1,935,500 (+1.24%) Land $1,741,950 Building $193,550 |
| 2023 | $10,818.00 (+11.59%) | $128,091 (+23.65%) Land $115,282 Building $12,809 | $1,911,800 (+28.27%) Land $1,720,620 Building $191,180 |
| 2022 | $9,694.00 | $103,590 Land $93,231 Building $10,359 | $1,490,500 Land $1,341,450 Building $149,050 |
Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 34 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 29 (1983–2025) |
| Claims Outside the SFHA | 10 of 29 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
| Wildfire Risk | High above 84% of the US · above 87% of Colorado |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ayva Fixed Wireless | 2,500 / 2,500 |
| Lumen Technologies Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Live Wire Networks Fixed Wireless | 250 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Magnolia Road Internet Cooperative, Verizon.
Based on FCC filings for 550 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BOULDER serves 166,080 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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