1045 Flat Chimney Loop, Columbia, SC 29209 Property Records

Richland County property record for 1045 Flat Chimney Loop, Columbia, SC 29209 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,369 sqft · built 1994
Lot Size	0.472 acres (20,566 sqft)
Owner	2 Individual Names on File
Last Sale	$278,200 (Jul 2016)
Tax Bill	$2,730 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13615-01-55`

Property Details

APN / Parcel Number

Primary APN	`13615-01-55`
Alternative APNs	`R13615-01-55` `01285237`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,369 sqft Heated Area
Gross Area	3,161 sqft
1st Floor Area	1,711 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,566 sqft (0.472 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01285237
Street Address	1045 FLAT CHIMNEY LOOP
City	COLUMBIA
State	SC
Zip	29209-1990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 115.8X164.5X91.4X10X195.6 #SU HAMPTONS GRANT PH III #PR 52-5326
Legal Subdivision	HAMPTONS GRANT
Legal Lot Number	33,115
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2037
Census Tract	11604

Owner

Source: Richland County records · APN 13615-01-55

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1045 FLAT CHIMNEY LOOP, COLUMBIA, SC 29209-1990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit SYNOVUS BANK
Apr 23, 2020	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK
Mar 03, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN MTG
Jun 01, 2018	Deed of Trust, Mortgage · Line of Credit SYNOVUS BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2016 · Amount on Record
Deed Sale	Jul 25, 2016 · Amount on Record
Prior Sale	Jan 19, 2016 · Amount on Record
Deed Document Number	201653926
Deed Book / Page	2132 / 697
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1045 FLAT CHIMNEY LOOP, COLUMBIA, SC 29209-1990
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026531902
Date	Aug 12, 2021
Book Page	2653/1902
Instrument	2021053961

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1045 FLAT CHIMNEY LOOP, COLUMBIA, SC 29209-1990
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 FLAT CHIMNEY LOOP, COLUMBIA, SC 29209-1990

Mortgage

Document Number	0027063316
Date	Jan 14, 2022
Book Page	2706/3316
Instrument	2022002471

Lender

Name	SYNOVUS BANK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 06, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1045 FLAT CHIMNEY LOOP, COLUMBIA, SC 29209-1990
Document Number	2490/1220
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 FLAT CHIMNEY LOOP COLUMBIA SC 292091990, COLUMBIA, SC 29209-1990

Mortgage

Document Number	2490/1220
Date	May 28, 2020
Book Page	002490/001220
Instrument	22513

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1045 FLAT CHIMNEY LOOP, COLUMBIA, SC 29209-1990
Document Number	2477/2280
Instrument Date	Mar 03, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1045 FLAT CHIMNEY LOOP COLUMBIA SC 292091990, COLUMBIA, SC 29209-1990

Mortgage

Document Number	2477/2280
Date	Mar 16, 2020
Book Page	002477/002280
Instrument	14188

Lender

Name	ONE AMERICAN MTG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1045 FLAT CHIMNEY LOOP, COLUMBIA, SC 29209-1990
Document Number	2310/0033
Instrument Date	Jun 01, 2018
Transaction Type	Mortgage
Record Updated	Jul 09, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 FLAT CHIMNEY LOOP COLUMBIA SC 292091990, COLUMBIA, SC 29209-1990

Mortgage

Document Number	2310/0033
Date	Jun 08, 2018
Book Page	002310/000033
Instrument	39973

Lender

Name	SYNOVUS BK
Type	Bank
Address	COLUMBUS, GA 31901

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,730.00 (+17.32%)	$381,700 (+2,775.11%)	$468,900 (+41.28%) Land $103,700 Building $365,200
2023	$2,327.00 (-6.43%)	$13,276 (-0.03%)	$331,900 (-5.87%)
2021	$2,487.00	$13,280	$352,600 Land $89,500 Building $263,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790116042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 28 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	21 (2015)
Claims Outside the SFHA	4 of 21
Most Recent Claim	Oct 2015, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 21 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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