San Joaquin County property record for 1045 Finley St, Manteca, CA 95336
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 2,462 sqft · built 2024 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $555,500 (Sep 2025) |
| Tax Bill | $7,686 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-300-280-000 |
| Primary APN | 218-300-280-000 |
|---|
| Year Built | Built 2024 |
|---|---|
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1045 FINLEY ST |
|---|---|
| City | MANTECA |
| State | CA |
| Zip | 95336-8824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 295 SHADOWBROOK NHBRHD 4 TRACT 3981 |
| Legal Subdivision | SHADOWBROOK NHBRHD 4 |
| Legal Tract | 3981 |
| Legal Block | 1 |
| Legal Lot Number | 295 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 5139 |
1045 Finley St is owned and occupied by two individuals who bought it in September 2025.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 FINLEY ST, MANTECA, CA 95336-8824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on File |
| Deed Sale | Sep 30, 2025 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Sep 30, 2025 |
| Property Address | 1045 FINLEY ST, MANTECA, CA 95336-8824 |
| Document Number | 0000083509 |
| Map Reference | MB 44 PG 9 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 2025-083509 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1045 FINLEY ST, MANTECA, CA 95336-8824 |
| Investor | Possibly a Property Investor |
| Document Number | 0000083510 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-083510 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
The 2026 property tax bill for 1045 Finley St was $7,686, down 6.9% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Manteca City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,686.00 (-6.95%) | ||
| 2025 | $8,260.00 | $603,735 Land $148,735 Building $455,000 | |
| 2023 | $3,165.00 (+68.98%) | $145,819 Land $145,819 | $603,630 |
| 2022 | $1,873.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1045 Finley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Finley St is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MANTECA serves 84,928 people · EPA ID CA3910005 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| ezWave Fixed Wireless | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, unWired Broadband.
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