1045 Ferndale Ln, Springfield, OH 45503 Property Records

Clark County property record for 1045 Ferndale Ln, Springfield, OH 45503 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,200 sqft · built 1958
Lot Size0.224 acres (9,766 sqft)
OwnerIndividual Name on File
Tax Bill$1,908 (2024)
Deeds & MortgagesJun 2021 Mortgage
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN220-03-00027-202-001

Property Details

APN / Parcel Number

Primary APN220-03-00027-202-001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
1st Floor Area1,200 sqft

Exterior

Year BuiltBuilt 1958
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Lot Area9,766 sqft (0.224 acres)
Lot Dimensions93 ft deep x 105 ft wide
Garage Area300 sqft

Exterior Amenities

PorchPorch
Porch Area40 sqft
Deck Area330 sqft
Patio Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1045 FERNDALE LN
CitySPRINGFIELD
StateOH
Zip45503-5809
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTHRIDGE SUBD 1; 34
Legal SubdivisionNORTHRIDGE SUBD
Legal Block202
Legal Lot Number34
JurisdictionCLARK OH
Township / Civil DivisionMOOREFIELD
Census Block Group1
Census Block1036
Census Tract2608

Owner

Source: Clark County records · APN 220-03-00027-202-001

Assessment roll updated August 8, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1045 FERNDALE LN, SPRINGFIELD, OH 45503-5809
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Dec 03, 2019Loan Modification, Mortgage · FHA Mortgage
US BK NA 2006-RF4 (CE)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 2003
Deed SaleApr 30, 2003
Prior SaleAug 11, 1997 · Amount on Record
Deed Document Number1799
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLARK OH
Property Address1045 FERNDALE LN, SPRINGFIELD, OH 45503-5809
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 FERNDALE LN, SPRINGFIELD, OH 45503-5809

Mortgage

Document Number0000010289
DateJun 15, 2021
Book Page2192/3554
Instrument202100010289
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueJan 01, 2050

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLARK OH
Property Address1045 FERNDALE LN, SPRINGFIELD, OH 45503-5809
Document Number0000000658
Instrument DateDec 03, 2019
Transaction TypeMortgage
Record UpdatedJan 28, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 FERNDALE LN SPRINGFIELD OH 455035809, SPRINGFIELD, OH 45503-5809

Mortgage

Document Number0000000658
DateJan 14, 2020
Book Page002166/005906
Instrument658
Lender
NameUS BK NA 2006-RF4 (CE)
AddressSAINT PAUL, MN 55107
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 13, 2050
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Clark County records · Assessment roll updated August 8, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateOhio
CountyClark County
County SubdivisionMoorefield Township
Unified School DistrictNortheastern Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$61,470 (+40.82%) Land $18,870 Building $42,600$175,640 (+40.82%) Land $53,920 Building $121,720
2024$1,908.00 (+3.02%)
2023$43,650 Land $10,930 Building $32,720
2022$1,852.00$124,730 Land $31,240 Building $93,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clark County (39023C), updated February 17, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390230026081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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