Lake County property record for 1045 Fairoaks Ave, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,599 sqft · built 1924 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $590,000 (Dec 2025) |
| Tax Bill | $18,277 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-29-405-008 |
| Primary APN | 16-29-405-008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 2,665 sqft |
| 1st Floor Area | 1,066 sqft |
| 2nd Floor Area | 533 sqft |
| Upper Floors Area | 639 sqft |
| Basement Area | 1,066 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1045 FAIROAKS AVE |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEERFIELD PARK LAND & IMPROVEMENT ASSN SUBLOTS 15-16 & LOT 1 7 BLOCK 7 |
| Legal Subdivision | DEERFIELD PARK LAND & IMPROVEMENT ASSN S |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 864801 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1045 FAIROAKS AVE, DEERFIELD, IL 60015-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jul 17, 2018 | Warranty Deed, Transfer · Conventional Mortgage NORTHERN TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2025 · Amount on Record |
| Deed Sale | Dec 30, 2025 · Amount on Record |
| Prior Sale | Jul 17, 2018 · Amount on Record |
| Deed Document Number | 20258141115 |
| Prior Transfer Date | Jan 20, 2001 |
| Prior Transfer Doc | 0004636684 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Dec 30, 2025 |
| Property Address | 1045 FAIROAKS AVE, DEERFIELD, IL 60015-2938 |
| Document Number | 0008141115 |
| Map Reference | DOC 70892 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 8141115 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Title Company | UNKNOWN, CT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1045 FAIROAKS AVE, DEERFIELD, IL 60015-2938 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1045 FAIROAKS AVE, DEERFIELD, IL 60015-2938 |
| Document Number | 0008141116 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 8141116 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate | 5.65% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | Jul 17, 2018 |
| Property Address | 1045 FAIROAKS AVE, DEERFIELD, IL 60015-2938 |
| Document Number | 0007498649 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 7498649 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $791.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1045 FAIROAKS AVE DEERFIELD IL 600152938, DEERFIELD, IL 60015-2938 |
| Document Number | 7498650 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 7498650 |
| Name | NORTHERN TR |
|---|---|
| Address | CHICAGO, IL 60603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $216,168 (+4.84%) Land $52,044 Building $164,124 | $648,569 (+4.84%) Land $156,148 Building $492,421 | |
| 2024 | $18,277.00 (+54.24%) | $206,188 (+52.7%) Land $49,641 Building $156,547 | $618,626 (+52.7%) Land $148,938 Building $469,688 |
| 2023 | $11,850.00 (+6.06%) | $135,029 (+2.96%) Land $47,640 Building $87,389 | $405,127 (+2.96%) Land $142,934 Building $262,193 |
| 2022 | $11,173.00 | $131,142 Land $51,169 Building $79,973 | $393,465 Land $153,522 Building $239,943 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1981–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Oct 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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