Polk County property record for 1045 Evergreen Dr, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 2.5 ba · 1,764 sqft · built 1972 |
| Lot Size | 0.191 acres (8,304 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,082 (2025) |
| Deeds & Mortgages | Apr 2017 Line of Credit Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-CB-00109 |
| Primary APN | 08428-CB-00109 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,764 sqft Living Area |
| Gross Area | 1,936 sqft |
| 1st Floor Area | 1,764 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,304 sqft (0.191 acres) |
| Garage Area | 140 sqft |
| Porch | Enclosed Porch |
|---|---|
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 114 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 206868 |
|---|---|
| Street Address | 1045 EVERGREEN DR |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-1620 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | HILL PARK ADDITION NO. 2 LOT 9 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | HILL PARK ADDITION NO. 2 |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 20305 |
1045 Evergreen Dr is owned and occupied by two individuals.
Source: Polk County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 EVERGREEN DR, INDEPENDENCE, OR 97351-1620 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Jul 18, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Jul 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1045 EVERGREEN DR, INDEPENDENCE, OR 97351-1620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000004181 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 2017-004181 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERTON, OR 97006 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 10, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1045 EVERGREEN DR, INDEPENDENCE, OR 97351-1620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000008324 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 2018-008324 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 17, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1045 EVERGREEN DR, INDEPENDENCE, OR 97351-1620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000010603 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 2020-010603 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | HILLSBORO, OR 97124 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Aug 1, 2040 |
The 2025 property tax bill for 1045 Evergreen Dr was $3,082, up 3.8% from the year before.
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,950 (+3%) Land $60,200 Building $113,750 | $367,430 (-4.21%) Land $150,000 Building $217,430 | |
| 2025 | $3,082.00 (+3.77%) | $168,890 (+2.99%) Land $58,440 Building $110,450 | $383,590 (+3.26%) Land $149,300 Building $234,290 |
| 2024 | $2,970.00 (-2.5%) | $163,980 (+3%) Land $56,740 Building $107,240 | $371,490 (-1.46%) Land $137,000 Building $234,490 |
| 2023 | $3,046.00 (+8.94%) | $159,210 (+3%) Land $55,090 Building $104,120 | $376,980 (+9.98%) Land $138,200 Building $238,780 |
| 2022 | $2,796.00 | $154,580 Land $53,480 Building $101,100 | $342,780 Land $117,500 Building $225,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 Evergreen Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Evergreen Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
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