1045 Everglades Dr, Pacifica, CA 94044 Property Records

San Mateo County property record for 1045 Everglades Dr, Pacifica, CA 94044 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1969
Square Footage2,070 sqft Living Area
Lot Size7,675 sqft (0.176 acres)
OccupancyOwner Occupied
Last Sale$928,500 (2017)
Tax Bill$14,927.00 (2025)

Property Details

APN / Parcel Number

Primary APN023-702-220

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Building Area2,070 sqft Living Area
Gross Area2,810 sqft Gross Area
1st Floor1,420 sqft 1st Floor
2nd Floor650 sqft 2nd Floor
Basement Area740 sqft Basement
Family RoomFamily Room
Stories2 Stories
StudyStudy
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleContemporary Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialAsbestos Roof
Lot Area7,675 sqft (0.176 acres)
Depth X Width158 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeBasement Garage
Garage Area740 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1045 EVERGLADES DR
CityPACIFICA
StateCA
Zip94044-3846
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 22 BLK 12 PARK PACIFICA HIGHLANDS NO 2 RSM 64/18
Legal SubdivisionPARK PACIFICA HIGHLANDS NO 2
Legal Block12
Legal Lot Number22
JurisdictionSAN MATEO CA
Minor Civil DivisionSOUTH SAN FRANCISCO
Census Blockgroup3
Census Block3000
Census Tract603400

Owner

Source: San Mateo County records · APN 023-702-220

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1045 EVERGLADES DR, PACIFICA, CA 94044-3846
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Nov 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 24, 2018Deed of Trust, Mortgage · Line of Credit
STERLING BANK & TRUST FSB
Jan 03, 2017Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 03, 2017 · Amount on Record
Deed SaleJan 03, 2017 · Amount on Record
Prior SaleOct 25, 2012 · Amount on Record
Deed Doc Number2017289
Prior Transfer DateOct 25, 2003
Prior Transfer Doc0000314619
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1045 EVERGLADES DR, PACIFICA, CA 94044-3846
Transaction TypeMortgage
Record UpdatedAug 04, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1685 H ST 229, 229, BLAINE, WA 98230-5110

Mortgage

Document Number0000105304
DateJul 14, 2021
Instrument2021-105304
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJun 25, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1045 EVERGLADES DR, PACIFICA, CA 94044-3846
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCALATLANTIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 EVERGLADES DR, PACIFICA, CA 94044-3846

Mortgage

Document Number0000122926
DateNov 04, 2020
Instrument2020-122926
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1045 EVERGLADES DR, PACIFICA, CA 94044-3846
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004829
DateJan 24, 2018
Instrument2018-004829
Lender
NameSTERLING BANK & TRUST FSB
TypeBank
AddressSOUTHFIELD, MI 48076
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueFeb 01, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJan 03, 2017
Property Address1045 EVERGLADES DR, PACIFICA, CA 94044-3846
Document Number0000000289
Map ReferenceMAP64 PG18-20
Instrument DateDec 16, 2016
Instrument2017-000289
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyCORNERSTONE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 EVERGLADES DR, PACIFICA, CA 94044-3846

Mortgage

Document Number0000000290
DateJan 03, 2017
Instrument2017-000290
Lender
NameSTERLING BANK & TRUST FSB
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueJan 01, 2047
Interest
Rate TypeAdjustable Rate
Rate6%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJan 01, 2022
Change FrequencyAnnually
Min Rate At Change4.32%
Max Rate At Change11%
Index1-Year LIBOR
Max Rate11%

Tax Assessment & Valuation

Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityPacifica City
Secondary School DistrictJefferson Union High School District (09 - 12)
Elementary School DistrictPacifica School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,098,980 (+2%) Land $591,897 Building $507,083
2025$14,927.00 (+9.12%) Homeowner's exemption$1,077,433 (+4.04%) Land $580,292 Building $497,141
2023$13,680.00 (+7.11%) Homeowner's exemption$1,035,597 Land $557,759 Building $477,838$1,486,890
2022$12,772.00

Flood & Wildfire

1045 Everglades Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
52nd percentile of exposed land nationally · 30th in California
Wildfire LikelihoodModerate — about 1 in 1,010 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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