1045 Emerald Ter, Union City, CA 94587 Property Records

Alameda County property record for 1045 Emerald Ter, Union City, CA 94587

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,675 sqft · built 2006
Lot Size	10.2 acres (447,095 sqft)
Owner	2 Trust Names on File
Last Sale	$791,000 (Sep 2019)
Tax Bill	$12,131 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`87-337-19`

Property Details

APN / Parcel Number

Primary APN	`87-337-19`
Alternative APN	`087-0337-019-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,675 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	447,095 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1045 EMERALD TER
City	UNION CITY
State	CA
Zip	94587-8526
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BK: P286 PAGE: 22 LOT: 1 BLDG: UNIT:156
Legal Subdivision	PACIFIC TERRACE PRCL 1 PRCL MA
Legal Lot Number	1
Legal Unit	156
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	1
Census Block	1000
Census Tract	440338

Owner

1045 Emerald Ter, a condominium, is owner-occupied and held in a trust since September 2019.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1045 EMERALD TER, UNION CITY, CA 94587-8526
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
May 28, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Sep 24, 2019	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 21, 2017	Quit Claim Deed, Transfer OTHER
Jun 21, 2017	Quit Claim Deed, Transfer OTHER
Jun 20, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 20, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2019 · Amount on File
Deed Sale	Sep 24, 2019 · Amount on File
Prior Sale	Jan 26, 2007 · Amount on File
Deed Document Number	2019190582
Prior Transfer Date	Jun 19, 2017
Prior Transfer Doc	0000133612
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	1045 EMERALD TER, UNION CITY, CA 94587-8526
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 EMERALD TER, UNION CITY, CA 94587-8526

Mortgage

Document Number	0000128323
Date	Mar 30, 2021
Instrument	2021128323

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 28, 2026
Property Address	1045 EMERALD TER, UNION CITY, CA 94587-8526
Document Number	0000070078
Instrument Date	May 28, 2026
Instrument	202670078
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	1045 EMERALD TER, UNION CITY, CA 94587-8526

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Sep 24, 2019
Property Address	1045 EMERALD TER, UNION CITY, CA 94587-8526
Document Number	0000190582
Map Reference	MB 286 PG 22
Instrument Date	Sep 18, 2019
Instrument	2019190582
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 EMERALD TER, UNION CITY, CA 94587-8526

Mortgage

Document Number	0000190583
Date	Sep 24, 2019
Instrument	2019190583

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 21, 2017
Property Address	1045 EMERALD TER, UNION CITY, CA 94587-8526
Document Number	0000134864
Instrument Date	Jun 20, 2017
Instrument	134864
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1045 EMERALD TER UNION CITY CA 945878526, UNION CITY, CA 94587-8526

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 21, 2017
Property Address	1045 EMERALD TER, UNION CITY, CA 94587-8526
Document Number	0000134863
Instrument Date	Jun 20, 2017
Instrument	134863
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1045 EMERALD TER UNION CITY CA 945878526, UNION CITY, CA 94587-8526

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 20, 2017
Property Address	1045 EMERALD TER, UNION CITY, CA 94587-8526
Document Number	0000133611
Instrument Date	Jun 19, 2017
Instrument	133611
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1045 EMERALD TER UNION CITY CA 945878526, UNION CITY, CA 94587-8526

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 20, 2017
Property Address	1045 EMERALD TER, UNION CITY, CA 94587-8526
Document Number	0000133612
Instrument Date	Jun 19, 2017
Instrument	133612
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1045 EMERALD TER UNION CITY CA 945878526, UNION CITY, CA 94587-8526

Tax Assessment & Valuation

The 2025 property tax bill for 1045 Emerald Ter was $12,131.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Union City
Unified School District	New Haven Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$882,137 (+2%) Land $264,641 Building $617,496
2025	$12,131.00	$864,841 Land $259,452 Building $605,389
2023	$11,839.00	$831,264 Land $249,379 Building $581,885	$890,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1045 Emerald Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 Emerald Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Sail Internet Fixed Wireless · DSL in parts of the area	200 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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