1045 E Prospect St, York, PA 17403 Property Records

York County property record for 1045 E Prospect St, York, PA 17403

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,622 sqft · built 1900
Lot Size	0.069 acres (3,006 sqft)
Owner	Individual Name on Record
Last Sale	$109,900 (Sep 2022)
Tax Bill	$3,341 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-414-17-0013.00-00000`

Property Details

APN / Parcel Number

Primary APN	`12-414-17-0013.00-00000`
Alternative APNs	`1241041700130000000` `120285700`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
1st Floor Area	716 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	High Rise
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable
Lot Area	3,006 sqft (0.069 acres)
Porch	Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1045 E PROSPECT ST
City	YORK
State	PA
Zip	17403-2519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Jurisdiction	YORK PA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1026
Census Tract	600

Owner

Source: York County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 E PROSPECT ST, YORK, PA 17403-2519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2022 · Amount on Record
Deed Sale	Sep 19, 2022 · Amount on Record
Prior Sale	Oct 19, 2010 · Amount on Record
Deed Document Number	202250114
Deed Book / Page	2749 / 3601
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK PA
Recording Date	Sep 19, 2022
Property Address	1045 E PROSPECT ST, YORK, PA 17403-2519
Document Number	0000050114
Book / Page	2749 / 3601
Instrument Date	Sep 15, 2022
Instrument	2022050114
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	HOMESALE SETTLEMENT SVCS YORK, HOMESALE STLMT SVCS YORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.00
Amount Accuracy	Judgment Amount
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1045 E PROSPECT ST, YORK, PA 17403-2519

Mortgage

Document Number	0000050115
Date	Sep 19, 2022
Instrument	2022050115

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

Source: York County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	York County
Municipality	York City
Unified School District	York City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,341.00 (+3.4%)	$52,050 (-) Land $10,200 Building $41,850
2024	$3,231.00	$52,050 Land $10,200 Building $41,850
2006			$52,050 Land $10,200 Building $41,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER CO private · serves 206,762 people · EPA ID PA7670100
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
PA.net Fixed Wireless · not low latency	200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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