1045 E Point Rd, Elkton, VA 22827 Property Records

Rockingham County property record for 1045 E Point Rd, Elkton, VA 22827

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,890 sqft · built 1890
Lot Size	95.8 acres (4,176,184 sqft)
Owner	Company Name on Record
Tax Bill	$2,831 (2026)
Deeds & Mortgages	Mar 2024 Transfer Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`129-(A)-L23`

Property Details

APN / Parcel Number

Primary APN	`129-(A)-L23`
Alternative APNs	`R19700` `19700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,890 sqft Living Area
Gross Area	3,833 sqft
Flooring	Hardwood
Interior Walls	Plaster

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	4,176,184 sqft (95.8 acres)
Garage Area	750 sqft
Driveway	Gravel Driveway

Exterior Amenities

Pool Area	608 sqft
Shed	1 Shed
Shed Area	672 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R19700
Street Address	1045 E POINT RD
City	ELKTON
State	VA
Zip	22827-3134
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	ZION
Legal Subdivision	DIVISION OF ELDON & DEBBIE LAM PROPERTY
Jurisdiction	ROCKINGHAM VA
Township / Civil Division	STONEWALL
Census Block Group	1
Census Block	1028
Census Tract	10302

Owner

Source: Rockingham County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1045 E POINT RD, ELKTON, VA 22827-3134
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Gift Deed, Transfer
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit FARM CREDIT OF THE VIRGINIAS ACA
Mar 31, 2017	Gift Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 27, 2024
Transfer Doc	005787/565
Record Updated	Sep 20, 2026

March 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Mar 27, 2024
Property Address	1045 E POINT RD, ELKTON, VA 22827-3134
Document Number	005787/565
Book / Page	5787 / 565
Map Reference	MB 1400 PG 707
Instrument Date	Mar 27, 2024
Instrument	2024-06468
Transaction Type	Transfer
Record Updated	Apr 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1045 E POINT RD, ELKTON, VA 22827-3134

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKINGHAM VA
Property Address	1045 E POINT RD, ELKTON, VA 22827-3134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4952/259
Date	Dec 14, 2017
Book Page	4952/259
Instrument	2017-00034328

Lender

Name	FARM CREDIT OF THE VIRGINIAS ACA
Type	Funding / Finance Company
Address	HARRISONBURG, VA 22801

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	ROCKINGHAM VA
Recording Date	Mar 31, 2017
Property Address	1045 E POINT RD, ELKTON, VA 22827-3134
Document Number	4862/264
Book / Page	4862 / 264
Instrument Date	Mar 28, 2017
Instrument	2017-00008983
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	993 MICHAEL LN, ELKTON, VA 22827-3132

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Rockingham County
Unified School District	Rockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,831.00 (+4.85%)	$428,980 (+8%) Land $126,900 Building $302,080	$428,980 (-46.02%) Land $126,900 Building $302,080
2025	$2,700.00	$397,200 (-50.02%) Land $105,900 Building $291,300
2023	$2,700.00	$794,700 Land $503,400 Building $291,300	$794,700 (+100.08%) Land $503,400 Building $291,300
2022			$397,200 Land $105,900 Building $291,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

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