1045 E Maxwell St, Pensacola, FL 32503 Property Records

Escambia County property record for 1045 E Maxwell St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,673 sqft · built 1995
Lot Size0.135 acres (5,908 sqft)
OwnerIndividual Name on Record
Last Sale$330,000 (Aug 2024)
Tax Bill$1,299 (2024)
Deeds & MortgagesAug 2023 Second Mortgage
Jan 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN00-0S-00-9029-000-002

Property Details

APN / Parcel Number

Primary APN00-0S-00-9029-000-002
Alternative APN
  • 143282504

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,673 sqft Adjusted Area
1st Floor Area1,419 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area5,908 sqft (0.135 acres)
Lot Width43 ft Width
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area75 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number143282504
Old Parcel Number143282504
Street Address1045 E MAXWELL ST
CityPENSACOLA
StateFL
Zip32503-4779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionPARCEL B MCMILLAN ESTATES PB 15 P 17 OR 9209 P 280 CA 51
Legal Township01N
Legal SubdivisionMCMILLAN ESTATES
Legal Block2
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group3
Census Block3001
Census Tract802

Owner

Source: Escambia County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8708 WILLOW CABIN ST, LAS VEGAS, NV 89131-1434
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
PEN AIR FCU
Jan 23, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2024 · Amount on Record
Deed SaleAug 26, 2024 · Amount on Record
Prior SaleSep 7, 2001 · Amount on Record
Deed Document Number0091941713
Deed Book / Page9194 / 1713
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address1045 E MAXWELL ST, PENSACOLA, FL 32503-4779
Transaction TypeMortgage
Record UpdatedFeb 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 E MAXWELL ST, PENSACOLA, FL 32503-4779

Mortgage

Document Number0090221369
DateAug 11, 2023
Book Page9022/1369
Instrument2023064392
Lender
NamePEN AIR FCU
TypeCredit Union
AddressPENSACOLA, FL 32514
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueAug 18, 2043

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateJan 23, 2024
Property Address1045 E MAXWELL ST, PENSACOLA, FL 32503-4779
Document Number0090941095
Book / Page9094 / 1095
Instrument DateJan 16, 2024
Instrument2024005192
Transaction TypeTransfer
Record UpdatedFeb 8, 2024
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3400 WIMBLEDON DR APT 5, 5, PENSACOLA, FL 32504-4504

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1045 E MAXWELL ST, PENSACOLA, FL 32503-4779

Mortgage

Document Number0090941097
DateJan 23, 2024
Book Page9094/1097
Instrument2024005193
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$266,294 (+140.74%)$266,294 (+10.9%) Land $97,482 Building $168,812
2024$1,299.00 (+5.52%)
2023$1,231.00 (+3.71%) Homeowner's exemption$110,616 (+3%)$240,119 (+6.87%) Land $80,821 Building $159,298
2022$1,187.00 Homeowner's exemption$107,395$224,677 Land $80,821 Building $143,856

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims3 (2007–2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

Nearby Properties on E Maxwell St

Nearby Streets

Search Property Records by Address or Parcel Number