1045 E Lilac Dr, Palatine, IL 60074 Property Records

Cook County property record for 1045 E Lilac Dr, Palatine, IL 60074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,350 sqft · built 1961
Lot Size	0.261 acres (11,363 sqft)
Owner	Individual Name on Record
Last Sale	$299,000 (Oct 2021)
Tax Bill	$6,099 (2023)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-01-312-002`

Property Details

APN / Parcel Number

Primary APN	`02-01-312-002`
Alternative APN	`02-01-312-002-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	11,363 sqft (0.261 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1045 E LILAC DR
City	PALATINE
State	IL
Zip	60074-1603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CAPRI)(GARDENS)SUB OF PT SE 1/4 SEC 02 & OF SW SEC 01-42-10
Legal Range	10E
Legal Township	42N
Legal Section	01
Legal Subdivision	CAPRI GARDENS
Legal Lot Number	27
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	1
Census Block	1000
Census Tract	803613

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 E LILAC DR, PALATINE, IL 60074-1603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit MERHO FEDERAL CREDIT UNION
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit METRO FCU
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PORTFOLIO MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Mar 5, 1996 · Amount on Record
Deed Document Number	202116119
Prior Transfer Date	Jul 17, 2002
Prior Transfer Doc	0000083076
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	Apr 29, 2026
Property Address	1045 E LILAC DR, PALATINE, IL 60074-1603
Document Number	0000020248
Instrument Date	Apr 22, 2026
Instrument	202620248
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1045 E LILAC DR, PALATINE, IL 60074-1603
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020248,
Date	Apr 29, 2026
Instrument	202620248

Lender

Name	MERHO FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1045 E LILAC DR, PALATINE, IL 60074-1603
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022733237
Date	Aug 15, 2022
Instrument	2222733237

Lender

Name	METRO FCU
Type	Credit Union
Address	ARLINGTON HEIGHTS, IL 60004

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 13, 2021
Property Address	1045 E LILAC DR, PALATINE, IL 60074-1603
Document Number	0028616119
Instrument Date	Sep 28, 2021
Instrument	2128616119
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1045 E LILAC DR, PALATINE, IL 60074-1603

Mortgage

Document Number	0028616122
Date	Oct 13, 2021
Instrument	2128616122

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$34,828 (+45.63%) Land $8,522 Building $26,306	$348,280 (+45.63%) Land $85,220 Building $263,060
2023	$6,099.00 (+3.92%)
2022	$5,869.00 Homeowner's exemption	$23,915 Land $7,385 Building $16,530	$239,150 Land $73,850 Building $165,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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