1045 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 1045 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,314 sqft · built 2000
Lot Size	0.138 acres (6,031 sqft)
Owner	2 Individual Names on Record
Last Sale	$560,000 (Apr 2016)
Tax Bill	$8,008 (2025)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`640-381-34-00`

Property Details

APN / Parcel Number

Primary APN	`640-381-34-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,314 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	6,031 sqft (0.138 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1045 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC3RS
Legal Description	LOT 78 TR 013278
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013278
Legal Block	4
Legal Lot Number	78
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	13414

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1045 E J ST, CHULA VISTA, CA 91910-6788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2016 · Amount on Record
Deed Sale	Apr 21, 2016 · Amount on Record
Prior Sale	Aug 31, 2005 · Amount on Record
Deed Document Number	2016185288
Prior Transfer Date	Jul 20, 2005
Prior Transfer Doc	0000755623
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1045 E J ST, CHULA VISTA, CA 91910-6788
Document Number	0000383993
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1045 E J ST CHULA VISTA CA 919106788, CHULA VISTA, CA 91910-6788

Mortgage

Document Number	0000383993
Date	Sep 5, 2019
Instrument	383993

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,176 (+2%) Land $374,970 Building $301,206
2025	$8,008.00 (-13.44%) Homeowner's exemption	$662,918 (+4.04%) Land $367,618 Building $295,300
2023	$9,251.00 (+3.44%) Homeowner's exemption	$637,178 Land $353,344 Building $283,834
2022	$8,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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