1045 E Grove St, West Point, NE 68788 Property Records

Cuming County property record for 1045 E Grove St, West Point, NE 68788

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,294 sqft · built 2005
Lot Size	1.2 acres (52,430 sqft)
Owner	2 Individual Names on File
Last Sale	$650,000 (Mar 2026)
Tax Bill	$5,102 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Apr 2008 Mortgage + 8 more
APN	`0008680.00`

Property Details

APN / Parcel Number

Primary APN	`0008680.00`
Alternative APN	`0000-00-0-30120-018-0002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,294 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	2,294 sqft
Basement Area	3,881 sqft
Unfinished Basement	2,098 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	52,430 sqft (1.2 acres)
Lot Dimensions	264 ft deep x 198 ft wide
Garage Type	Attached
Garage Area	1,060 sqft
Driveway	Concrete Driveway
Driveway Area	3,582 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	182 sqft
Deck Area	262 sqft
Patio Area	555 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	1045 E GROVE ST
City	WEST POINT
State	NE
Zip	68788-1924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	NELIGHS 2ND, LTS 2-4 & 17-19 BLK 18, WPC& VAC ALLEY ADJ
Legal Subdivision	NELIGH'S 2ND ADD
Legal Block	18
Legal Lot Number	2-4
Jurisdiction	CUMING NE
Township / Civil Division	WEST POINT
Census Block Group	3
Census Block	3009
Census Tract	972800

Owner

1045 E Grove St is owned by two individuals who bought it in March 2026.

Source: Cuming County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1028 E SHERIDAN ST, WEST POINT, NE 68788-2430
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Line of Credit F & M BANK
Apr 16, 2008	Deed of Trust, Mortgage · Conventional Mortgage F&M BANK N A
Jul 2, 2025	Deed of Trust, Mortgage · Line of Credit PINNACLE BANK
Feb 17, 2009	Deed of Trust, Mortgage · Conventional Mortgage F&M BANK N A
Jul 18, 2005	Deed of Trust, Mortgage · Construction Mortgage FARMERS & MERCHANTS NATIONAL BANK
May 1, 2006	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS NATIONAL BANK OF WES
Jan 12, 2015	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Apr 21, 2011	Deed of Trust, Mortgage · Conventional Mortgage F & M BANK
Apr 11, 2008	Deed of Trust, Mortgage · Conventional Mortgage F&M BANK N A
Mar 2, 2026	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Deed Document Number	2026246
Prior Transfer Date	May 24, 2010
Prior Transfer Doc	0020100728
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201901899
Date	Dec 30, 2019
Instrument	201901899

Lender

Name	F & M BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020080638
Date	Apr 16, 2008
Instrument	20080638

Lender

Name	F&M BANK N A
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	109 Months
Due	May 1, 2017

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 E GROVE ST, WEST POINT, NE 68788-1924

Mortgage

Document Number	0202500810
Date	Jul 2, 2025
Instrument	202500810

Lender

Name	PINNACLE BANK
Type	Bank
Address	FREMONT, NE 68025

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020090259
Date	Feb 17, 2009
Instrument	20090259

Lender

Name	F&M BANK N A
Type	Non-Lending Institution
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2039

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020051244
Date	Jul 18, 2005
Instrument	20051244

Lender

Name	FARMERS & MERCHANTS NATIONAL BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020060865
Date	May 1, 2006
Instrument	20060865

Lender

Name	FARMERS & MERCHANTS NATIONAL BANK OF WES
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2036

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201500058
Date	Jan 12, 2015
Instrument	201500058

Lender

Name	PINNACLE BANK
Type	Bank
Address	FREMONT, NE 68025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2045

April 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020110571
Date	Apr 21, 2011
Instrument	20110571

Lender

Name	F & M BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020080607
Date	Apr 11, 2008
Instrument	20080607

Lender

Name	F&M BANK N A
Address	WEST POINT, NE 68788

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Mar 2, 2026
Property Address	1045 E GROVE ST, WEST POINT, NE 68788-1924
Document Number	0202600246
Instrument Date	Feb 17, 2026
Instrument	202600246
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,508.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	227 S LAKEVIEW WAY, ASHLAND, NE 68003-6230

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1045 E GROVE ST, WEST POINT, NE 68788-1924

Mortgage

Document Number	0202600247
Date	Mar 2, 2026
Instrument	202600247

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 1045 E Grove St was $5,102.

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Cuming County
Municipality	West Point City
Unified School District	West Point Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,515 (+5.61%) Land $60,740 Building $649,775	$710,515 (+5.61%) Land $60,740 Building $649,775
2025	$5,102.00	$672,780 Land $60,740 Building $612,040	$672,780 Land $60,740 Building $612,040
2023	$6,949.00	$602,220 Land $54,605 Building $547,615	$602,220 Land $54,605 Building $547,615

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1045 E Grove St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1045 E Grove St is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 60% of Nebraska
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST POINT serves 3,550 people · EPA ID NE3103904
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2026) action level 15 ppb
Copper	1.83 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Stealth Broadband Fixed Wireless	100 / 25

May also be available: Nextlink, T-Mobile.

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