Berrien County property record for 1045 E Empire Ave, Benton Harbor, MI 49022
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $129,900 (Jul 2026) |
| Tax Bill | $29 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-2700-0028-00-7 |
| Primary APN | 03-2700-0028-00-7 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,229 sqft (0.143 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1045 E EMPIRE AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-3829 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | A2 SING FA |
| Legal Description | LOT 28 GRAMS SUB |
| Legal Subdivision | GRAMS SUB |
| Legal Lot Number | 28 |
| Legal Unit | 28 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 2100 |
1045 E Empire Ave, residential vacant land, is owned by an individual who bought it in July 2026.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1053 E EMPIRE AVE, BENTON HARBOR, MI 49022-3829 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on File |
| Deed Sale | Jul 20, 2026 · Amount on File |
| Prior Sale | Apr 20, 2001 · Amount on File |
| Deed Document Number | 2026466023 |
| Deed Book / Page | 3482 / 3333 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Jul 20, 2026 |
| Property Address | 1045 E EMPIRE AVE, BENTON HARBOR, MI 49022-3829 |
| Document Number | 0000466023 |
| Book / Page | 3482 / 3333 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026466023 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $98,399.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1053 E EMPIRE AVE, BENTON HARBOR, MI 49022-3829 |
| Document Number | 0000466024, |
|---|---|
| Date | Jul 20, 2026 |
| Book Page | 3482/3335 |
| Instrument | 2026466024 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 1045 E Empire Ave was $29.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,400 | $10,800 | |
| 2025 | $29.00 | ||
| 2023 | $1,200 | $2,400 | |
| 2022 | $26.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1045 E Empire Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1045 E Empire Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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