Maricopa County property record for 1045 E Cloud Rd, Phoenix, AZ 85086 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1985 |
| Square Footage | 2,874 sqft Living Area |
| Lot Size | 44,562 sqft (1.02 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,150,000 (2025) |
| Tax Bill | $4,406.00 (2025) |
Source: Maricopa County records · APN 211-52-046-C
Assessment roll updated October 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 E CLOUD RD, PHOENIX, AZ 85086-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Nov 03, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| May 30, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 03, 2025 · Amount on Record |
| Deed Sale | Nov 03, 2025 · Amount on Record |
| Prior Sale | Sep 16, 2013 · Amount on Record |
| Deed Doc Number | 2025635819 |
| Prior Transfer Date | Dec 09, 2020 |
| Prior Transfer Doc | 0001235450 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Nov 03, 2025 |
| Property Address | 1045 E CLOUD RD, PHOENIX, AZ 85086-8405 |
| Document Number | 0000635819 |
| Instrument Date | Nov 03, 2025 |
| Instrument | 20250635819 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | AMERICAN TITLE COMPANY, AMER TITLE SVC AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1045 E CLOUD RD, PHOENIX, AZ 85086-8405 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 1045 E CLOUD RD, PHOENIX, AZ 85086-8405 |
| Document Number | 0000635820 |
|---|---|
| Date | Nov 03, 2025 |
| Instrument | 20250635820 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 15, 2020 |
| Property Address | 1045 E CLOUD RD, PHOENIX, AZ 85086-8405 |
| Document Number | 0001235450 |
| Instrument Date | Dec 09, 2020 |
| Instrument | 1235450 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1045 E CLOUD RD PHOENIX AZ 850868405, PHOENIX, AZ 85086-8405 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1045 E CLOUD RD, PHOENIX, AZ 85086-8405 |
| Document Number | 0000563996 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 07, 2020 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1045 E CLOUD RD DESERT HILLS AZ 850868405, DESERT HILLS, AZ 85086-8405 |
| Document Number | 0000563996 |
|---|---|
| Date | Jun 26, 2020 |
| Instrument | 563996 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 30, 2018 |
| Property Address | 1045 E CLOUD RD, PHOENIX, AZ 85086-8405 |
| Document Number | 0000410909 |
| Instrument Date | May 29, 2018 |
| Instrument | 410909 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1045 E CLOUD RD DESERT HILLS AZ 850868405, DESERT HILLS, AZ 85086-8405 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Unified School District | Deer Valley Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,510 (+106.92%) | $865,100 (-2%) Land $173,000 Building $692,100 | |
| 2025 | $4,406.00 (+7.94%) | $41,808 (-47.31%) | $882,800 (+11.25%) Land $176,500 Building $706,300 |
| 2024 | $79,350 | $793,500 Land $158,700 Building $634,800 | |
| 2023 | $4,082.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 53% of the US · above 42% of Arizona |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 211-52-046-C |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 2,874 sqft Living Area |
| Gross Area | 3,402 sqft Gross Area |
| 1st Floor | 2,874 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 44,562 sqft (1.02 acres) |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 350 sqft Pool |
| Patio Area | 528 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1045 E CLOUD RD |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85086-8405 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E2 E2 N2 NW4 LOT 3 EX N 60F RD |
| Legal Range | 3E |
| Legal Township | 5N |
| Legal Section | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | DEER VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1041 |
| Census Tract | 610700 |
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