1045 E Acoma Dr, Phoenix, AZ 85022 Property Records

Maricopa County property record for 1045 E Acoma Dr, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,586 sqft · built 1981
Lot Size	0.23 acres (10,024 sqft)
Owner	Individual Name on Record
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`214-46-082`

Property Details

APN / Parcel Number

Primary APN	`214-46-082`

Interior

Full Baths	3 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft

Exterior

Year Built	Built 1981
Exterior Material	Block
Construction Type	Concrete Block
Roof Material	Asphalt
Lot Area	10,024 sqft (0.23 acres)
Parking Spaces	2 Parking Spaces
Pool Area	436 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1045 E ACOMA DR
City	PHOENIX
State	AZ
Zip	85022-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	GOLD KEY ESTATES UNIT TWO MCR 206-15
Legal Range	03E
Legal Township	03N
Legal Section	09
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	GOLD KEY ESTATES UNIT 2
Legal Lot Number	81
Legal Unit	2
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3024
Census Tract	103611

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 E ACOMA DR, PHOENIX, AZ 85022-4323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION WEST
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUBURBAN MORTGAGE INC
Jan 31, 2020	Deed of Trust, Mortgage · Line of Credit CREDIT UNION WEST
Mar 13, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION WEST MTG
Mar 16, 2018	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2018
Deed Sale	Mar 16, 2018
Prior Sale	Jul 10, 2007
Deed Document Number	20180201790
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1045 E ACOMA DR, PHOENIX, AZ 85022-4323
Transaction Type	Mortgage
Record Updated	Mar 25, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 E ACOMA DR, PHOENIX, AZ 85022-4323

Mortgage

Document Number	0000238336
Date	Mar 16, 2022
Instrument	20220238336

Lender

Name	CREDIT UNION WEST
Type	Credit Union
Address	GLENDALE, AZ 85312

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1045 E ACOMA DR, PHOENIX, AZ 85022-4323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 E ACOMA DR, PHOENIX, AZ 85022-4323

Mortgage

Document Number	0000169657
Date	Mar 12, 2019
Instrument	20190169657

Lender

Name	SUBURBAN MORTGAGE INC
Type	Mortgage Company
Address	PHOENIX, AZ 85020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1045 E ACOMA DR, PHOENIX, AZ 85022-4323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088962
Date	Jan 31, 2020
Instrument	20200088962

Lender

Name	CREDIT UNION WEST
Type	Credit Union
Address	GLENDALE, AZ 85312

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Feb 25, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1045 E ACOMA DR, PHOENIX, AZ 85022-4323
Document Number	0000201791
Instrument Date	Mar 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 E ACOMA DR PHOENIX AZ 850224323, PHOENIX, AZ 85022-4323

Mortgage

Document Number	0000201791
Date	Mar 16, 2018
Instrument	201791

Lender

Name	CREDIT UNION WEST MTG
Type	Mortgage Company
Address	GLENDALE, AZ 85312

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 16, 2018
Property Address	1045 E ACOMA DR, PHOENIX, AZ 85022-4323
Document Number	0000201790
Instrument Date	Mar 12, 2018
Instrument	201790
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 E ACOMA DR PHOENIX AZ 850224323, PHOENIX, AZ 85022-4323

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,580 (+2.38%)	$455,800 (+2.38%) Land $91,100 Building $364,700
2025	$2,564.00 (+4.87%)
2024		$44,520	$445,200 Land $89,000 Building $356,200
2023	$2,445.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	6 (1979–2022)
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
CenturyLink DSL · Fiber in parts of the area	140 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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