1045 E 7th St, Delta, CO 81416 Property Records

Delta County property record for 1045 E 7th St, Delta, CO 81416 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms2 Baths
Year BuiltBuilt 1975
Square Footage2,112 sqft Living Area
Lot Size15,246 sqft (0.35 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2026)
Tax Bill$1,179.00 (2025)

Property Details

APN / Parcel Number

Primary APNR021470
Alternative APN
  • 345519255001

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Building Area2,112 sqft Living Area
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1975
Exterior MaterialAsbestos Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area15,246 sqft (0.35 acres)
Total Buildings2 Total Buildings

Utilities and HVAC

Heating SystemRadiant Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account NumberR021470
Street Address1045 E 7TH ST
CityDELTA
StateCO
Zip81416-2620
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description1045 E 7TH ST DELTA 81416 1045 1/2 E 7TH ST DELTA 81416 SUBDIVISION: HAWK COURT LOT: 1A, TOTAL 0.35 AC +- (N86.39, S87.37, E175.0, W175.18) LOT 1A HAWK COURT. PT SEC19 T15S R95W 6PM BK 841 PG 540 BK 844 PG 294 PLAT BK 33 PG 72 PLAT R-610890 R-607308,
Legal SubdivisionHAWK COURT
Legal Lot Number1A
JurisdictionDELTA CO
Minor Civil DivisionDELTA
Census Blockgroup2
Census Block2043
Census Tract964900

Owner

Source: Delta County records · APN R021470

Assessment roll updated May 4, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1045 E 7TH ST, DELTA, CO 81416-2620
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2007Deed of Trust, Mortgage · Stand Alone Second Mortgage
AFFILIATED FINANCIAL GROUP INC
Jul 25, 2005Deed of Trust, Mortgage · Building or Construction Mortgage
WELLS FARGO BANK NA
Apr 02, 2007Deed of Trust, Mortgage · Building or Construction Mortgage
COMMUNITY BANKS OF COLORADO
May 07, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
May 07, 2026Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEW AMERICAN FUNDING
May 09, 2024Bargain and Sale Deed, Transfer
Oct 09, 2019Warranty Deed, Transfer
Oct 09, 2019Quit Claim Deed, Transfer
Quitclaim Document
Mar 15, 2007Warranty Deed, Transfer · Conventional Mortgage
AFFILIATED FINANCIAL GROUP
Sep 01, 2006Warranty Deed, Transfer
COMMUNITY BANKS OF COLORADO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2026 · Amount on Record
Deed SaleMay 07, 2026 · Amount on Record
Prior SaleOct 09, 2019 · Amount on Record
Deed Doc Number2026767584
Prior Transfer DateMay 06, 2026
Prior Transfer Doc0000767585
Record RefreshedSep 20, 2026

March 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000613103
DateMar 15, 2007
Instrument613103
Lender
NameAFFILIATED FINANCIAL GROUP INC
TypeFunding / Finance Company
AddressENGLEWOOD, CO 80111
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2022

July 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000593795
DateJul 25, 2005
Instrument593795
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressMONTROSE, CO 81402
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term24 Months
DueJul 01, 2007
Interest
Rate TypeAdjustable Rate

April 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDELTA CO
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Transaction TypeMortgage
Record UpdatedMay 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000613690
DateApr 02, 2007
Instrument613690
Lender
NameCOMMUNITY BANKS OF COLORADO
TypeBank
AddressGUNNISON, CO 81230
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDELTA CO
Recording DateMay 07, 2026
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Document Number0000767585
Instrument DateMay 06, 2026
Instrument2026767585
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 E 7TH ST, DELTA, CO 81416-2620
InvestorPossibly a Property Investor

May 2026: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionDELTA CO
Recording DateMay 07, 2026
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Document Number0000767584
Instrument DateMay 06, 2026
Instrument2026.767584
Transaction TypeTransfer
Record UpdatedMay 27, 2026
Title CompanyLAND TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$4,191.50
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1045 E 7TH ST, DELTA, CO 81416-2620
InvestorPossibly a Property Investor

Mortgage

Document Number0000767584,
DateMay 07, 2026
Instrument2026.767584
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.38%
Max Rate-1%

Mortgage

DateMay 07, 2026
Lender
NameCOLORADO HSNG AND FINANCIAL AUTH
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term30 Months
DueJun 01, 2056
Interest
Rate6.38%
Max Rate-1%

May 2024: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionDELTA CO
Recording DateMay 09, 2024
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Document Number0000752927
Instrument DateMay 08, 2024
Instrument752927
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1045 E 7TH ST, DELTA, CO 81416-2620

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateOct 09, 2019
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Document Number0000714270
Map ReferenceMB 773 PG 49
Instrument DateOct 07, 2019
Instrument714270
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
Tax$13.40
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 786, OURAY, CO 81427-0786

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDELTA CO
Recording DateOct 09, 2019
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Document Number0000714271
Instrument DateOct 07, 2019
Instrument714271
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 786, OURAY, CO 81427-0786

March 2007: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateMar 15, 2007
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Document Number0000613101
Instrument DateMar 14, 2007
Instrument613101
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$15.45
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13828 25 MESA RD, DELTA, CO 81416-7810
InvestorPossibly a Property Investor

Mortgage

Document Number0000613102
DateMar 15, 2007
Instrument613102
Lender
NameAFFILIATED FINANCIAL GROUP
TypeFunding / Finance Company
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2037

September 2006: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDELTA CO
Recording DateSep 01, 2006
Property Address1045 E 7TH ST, DELTA, CO 81416-2620
Document Number0000607311
Instrument DateSep 01, 2006
Instrument607311
Transaction TypeTransfer
Record UpdatedMay 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address414 MONTE VISTA DR, GUNNISON, CO 81230-4152
InvestorPossibly a Property Investor

Mortgage

Document Number0000607312
DateSep 01, 2006
Instrument607312
Lender
NameCOMMUNITY BANKS OF COLORADO
TypeBank
AddressGUNNISON, CO 81230
Agreement
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Delta County records · Assessment roll updated May 4, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyDelta County
MunicipalityDelta City
Unified School DistrictDelta County School District 50J (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,179.00 (+36.3%)$17,325 (+32.47%) Land $3,125 Building $14,200$277,198 (+42.02%) Land $50,000 Building $227,198
2024$865.00 (+3.97%)$13,078 (-) Land $2,614 Building $10,464
2023$832.00 (-26.37%)$13,078 (-25.33%) Land $2,614 Building $10,464$195,180 (-22.55%) Land $39,008 Building $156,172
2022$1,130.00$17,515 Land $3,128 Building $14,387$252,000 Land $45,000 Building $207,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Delta County (08029C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Flood HazardUndetermined
not studied
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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