1045 Dusty Pine Dr, Apopka, FL 32703 Property Records

Orange County property record for 1045 Dusty Pine Dr, Apopka, FL 32703 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,039 sqft · built 2018
Lot Size0.207 acres (9,002 sqft)
Owner2 Individual Names on File
Last Sale$382,700 (Jun 2018)
Tax Bill$6,350 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2020 Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN05-22-28-2854-01-470

Property Details

APN / Parcel Number

Primary APN05-22-28-2854-01-470
Alternative APNs
  • 282205285401470
  • 226152
  • 230663
  • 235169

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,039 sqft Living Area
Gross Area4,034 sqft
1st Floor Area3,039 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,002 sqft (0.207 acres)
Garage TypeAttached
Garage Area627 sqft
PorchFinished/Open Porch
Porch Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address1045 DUSTY PINE DR
CityAPOPKA
StateFL
Zip32703-8017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOREST LAKE ESTATES 90/100 LOT 147
Legal Range28E
Legal Township22S
Legal Section05
Legal SubdivisionFOREST LAKE ESTS
Legal Block1
Legal Lot Number147
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group2
Census Block2009
Census Tract15002

Owner

Source: Orange County records · APN 05-22-28-2854-01-470

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1045 DUSTY PINE DR, APOPKA, FL 32703-8017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 07, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Sep 10, 2019Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jun 25, 2018Grant Deed, Subdivision Related Transfer · Conventional with PMI
QUICKEN LNS
Jan 18, 2018Loan Modification, Mortgage
MCAULIFFE DOROTHY TR I (PT)
Jan 19, 2018Loan Modification, Mortgage · Line of Credit
REGIONS BK
Jan 11, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 25, 2018 · Amount on Record
Deed SaleJun 25, 2018 · Amount on Record
Prior SaleJan 11, 2018 · Amount on Record
Deed Document Number2018375369
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1045 DUSTY PINE DR, APOPKA, FL 32703-8017
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000598452
DateSep 30, 2021
Instrument20210598452
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 01, 2041

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1045 DUSTY PINE DR, APOPKA, FL 32703-8017
Document Number0000597155
Instrument DateNov 07, 2020
Transaction TypeMortgage
Record UpdatedDec 01, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1045 DUSTY PINE DR APOPKA FL 327038017, APOPKA, FL 32703-8017

Mortgage

Document Number0000597155
DateNov 16, 2020
Instrument597155
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term324 Months
DueNov 15, 2047

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address1045 DUSTY PINE DR, APOPKA, FL 32703-8017
Document Number0000573226
Instrument DateSep 10, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1045 DUSTY PINE DR APOPKA FL 327038017, APOPKA, FL 32703-8017

Mortgage

Document Number0000573226
DateSep 16, 2019
Instrument573226
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 15, 2049

June 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateJun 25, 2018
Property Address1045 DUSTY PINE DR, APOPKA, FL 32703-8017
Document Number0000375369
Instrument DateJun 25, 2018
Instrument375369
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 18, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,678.90
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1045 DUSTY PINE DR APOPKA FL 327038017, APOPKA, FL 32703-8017

Mortgage

Document Number375370
DateJun 25, 2018
Instrument375370
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address1045 DUSTY PINE DR, APOPKA, FL 32703-8017
Document Number0000039329
Instrument DateJan 18, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address558 W NEW ENGLAND AVE #240 WINTER PARK FL 327894240, 240, WINTER PARK, FL 32789-4240
InvestorPossibly a Property Investor

Mortgage

Document Number0000039329
DateJan 19, 2018
Instrument39329
Lender
NameMCAULIFFE DOROTHY TR I (PT)
Agreement
AmountAmount Recorded

January 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Recording DateJan 19, 2018
Property Address1045 DUSTY PINE DR, APOPKA, FL 32703-8017
Instrument DateJan 16, 2018
Instrument39328
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address558 W NEW ENGLAND AVE #240 WINTER PARK FL 327894240, 240, WINTER PARK, FL 32789-4240
InvestorPossibly a Property Investor

Mortgage

Document Number0000039328
DateJan 19, 2018
Instrument39328
Lender
NameREGIONS BK
TypeBank
Address1042 MAIN ST # 2ND, DUNEDIN, FL 34698-5242
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateJan 11, 2018
Property Address1045 DUSTY PINE DR, APOPKA, FL 32703-8017
Document Number0000024726
Instrument DateJan 10, 2018
Instrument24726
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,693.30
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1133 LOUISIANA AVE #106 WINTER PARK FL 327892350, 106, WINTER PARK, FL 32789-2350

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$390,022 (+2.7%)$517,060 (-1.26%) Land $70,000 Building $447,060
2025$6,350.00 (+6.42%) Homeowner's exemption$379,768 (+5.99%)$523,650 (-0.8%) Land $70,000 Building $453,650
2024$5,967.00 (+3.38%)
2023$5,772.00 (+3.05%) Homeowner's exemption$358,316 (+3%)$527,856 (+21.2%) Land $90,000 Building $437,856
2022$5,601.00 Homeowner's exemption$347,880$435,519 Land $68,000 Building $367,519

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950150022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
1 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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