1045 Desert Candle Dr, Ocoee, FL 34761 Property Records

Orange County property record for 1045 Desert Candle Dr, Ocoee, FL 34761

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,434 sqft · built 2021
Lot Size	0.059 acres (2,559 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Jun 2026)
Tax Bill	$6,217 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-22-28-3215-00-990`

Property Details

APN / Parcel Number

Primary APN	`05-22-28-3215-00-990`
Alternative APNs	`282205321500990` `226299` `230811` `235315`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,434 sqft Living Area
Gross Area	2,060 sqft
1st Floor Area	664 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,559 sqft (0.059 acres)
Garage Type	Attached
Garage Area	408 sqft
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1045 DESERT CANDLE DR
City	OCOEE
State	FL
Zip	34761-5336
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PUD
Legal Description	GREENS AT FOREST LAKE - PHASE 1 102/9 LOT 99
Legal Range	28E
Legal Township	22S
Legal Section	05
Legal Subdivision	GREENS AT FOREST LAKE - PHASE 1
Legal Phase	1
Legal Lot Number	99
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1034
Census Tract	17506

Owner

Source: Orange County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 DESERT CANDLE DR, OCOEE, FL 34761-5336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Jul 22, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on Record
Deed Sale	Jun 5, 2026 · Amount on Record
Prior Sale	Jul 22, 2021 · Amount on Record
Deed Document Number	2026314779
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 5, 2026
Property Address	1045 DESERT CANDLE DR, OCOEE, FL 34761-5336
Document Number	0000314779
Instrument Date	Jun 1, 2026
Instrument	2026314779
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236,845.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 DESERT CANDLE DR, OCOEE, FL 34761-5336

Mortgage

Document Number	0000314780,
Date	Jun 5, 2026
Instrument	2026314780

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 22, 2021
Property Address	1045 DESERT CANDLE DR, OCOEE, FL 34761-5336
Document Number	0000442661
Map Reference	MB 102 PG 9-14
Instrument Date	Jul 21, 2021
Instrument	20210442661
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,177.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5337 MILLENIA LAKES BOULEVARD STE 235, 235, ORLANDO, FL 32839-6302

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 DESERT CANDLE DR, OCOEE, FL 34761-5336

Mortgage

Document Number	0000442662
Date	Jul 22, 2021
Instrument	20210442662

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,890 (-5.96%) Land $65,000 Building $246,890	$311,890 (-8.58%) Land $65,000 Building $246,890
2025	$6,217.00 (+8.37%)	$331,658 (+11.9%)	$341,180 (+15.12%) Land $65,000 Building $276,180
2024	$5,737.00 (+11.23%)
2023	$5,158.00 (+12.06%)	$296,376 (+18.94%) Land $65,000 Building $231,376	$296,376 (+18.94%) Land $65,000 Building $231,376
2022	$4,603.00	$249,179 Land $55,000 Building $194,179	$249,179 Land $55,000 Building $194,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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