Santa Cruz County property record for 1045 Day Valley Rd, Aptos, CA 95003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,890 sqft · built 1975 |
| Lot Size | 0.412 acres (17,947 sqft) |
| Owner | Trust Name on File |
| Last Sale | $120,000 (Aug 2002) |
| Tax Bill | $6,413 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-281-19 |
| Primary APN | 105-281-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 2,550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 17,947 sqft (0.412 acres) |
| Terrain | Steep |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 96 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1045 DAY VALLEY RD |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-9723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Subdivision | SEQUEL AUGMENTATION RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 122002 |
1045 Day Valley Rd is owner-occupied and held in a trust since March 2015.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1045 DAY VALLEY RD, APTOS, CA 95003-9723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 2002 · Amount on File |
| Deed Sale | Aug 2, 2002 · Amount on File |
| Prior Sale | May 15, 1998 · Amount on File |
| Deed Document Number | 200254919 |
| Last Transfer Date | Mar 3, 2015 |
| Transfer Doc | 0000008412 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 1045 DAY VALLEY RD, APTOS, CA 95003-9723 |
| Document Number | 0000028318 |
| Instrument Date | Jul 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | SERVICELINK CRS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1045 DAY VALLEY RD APTOS CA 950039723, APTOS, CA 95003-9723 |
| Document Number | 0000028318 |
|---|---|
| Date | Jul 29, 2020 |
| Instrument | 28318 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 28, 2050 |
The 2025 property tax bill for 1045 Day Valley Rd was $6,413 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $536,662 (+2%) Land $321,997 Building $214,665 | ||
| 2025 | $6,413.00 Homeowner's exemption | $526,140 Land $315,684 Building $210,456 | |
| 2023 | $5,821.00 (+1.91%) Homeowner's exemption | $505,709 Land $303,425 Building $202,284 | $937,440 |
| 2022 | $5,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1045 Day Valley Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (1982–2000) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Feb 2000 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1045 Day Valley Rd is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL WATER DISTRICT serves 2,726 people · EPA ID CA4410018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Etheric Networks, Xfinity.
4G LTE only, no 5G reported
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